1108 1st St S, Cold Spring, MN 56320 Property Records

Stearns County property record for 1108 1st St S, Cold Spring, MN 56320 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1961
Lot Size	0.3 acres (13,050 sqft)
Owner	2 Company Names on File
Last Sale	$325,000 (Mar 2026)
Tax Bill	$2,162 (2026)
Deeds & Mortgages	Mar 2026 Sale Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-30040-0000`

Property Details

APN / Parcel Number

Primary APN	`48-30040-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	1,277 sqft
1st Floor Area	1,064 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,050 sqft (0.3 acres)
Lot Dimensions	145 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1108 1ST ST S
City	COLD SPRING
State	MN
Zip	56320-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N145' OF W2 OF LT 4 & N145' OF LT 5 BLK 2 WENNER'S SUBD SECTION 22 TOWNSHIP 123 RANGE 030 WENNER'S SUBD SECTION 22 TOWNSHIP
Legal Range	30W
Legal Township	123
Legal Section	22
Legal Subdivision	WENNERS SUBD
Legal Block	2
Legal Lot Number	4-5
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2058
Census Tract	11302

Owner

Source: Stearns County records · APN 48-30040-0000

Assessment roll updated November 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1108 1ST ST S, COLD SPRING, MN 56320-2112
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Warranty Deed, Transfer
Oct 07, 2020	Deed, Transfer
Jun 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	May 09, 2025 · Amount on Record
Deed Document Number	202646991
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0000T43436
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 23, 2026
Property Address	1108 1ST ST S, COLD SPRING, MN 56320-2112
Document Number	0000T46991
Instrument Date	Mar 13, 2026
Instrument	T46991
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 1ST ST S, COLD SPRING, MN 56320-2112

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 07, 2020
Property Address	1108 1ST ST S, COLD SPRING, MN 56320-2112
Document Number	0000T43436
Instrument Date	Sep 11, 2020
Instrument	T43436
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 19, 2017
Property Address	1108 1ST ST S, COLD SPRING, MN 56320-2112
Document Number	0000T40977
Instrument Date	Jun 09, 2017
Instrument	T40977
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 1ST ST S, 1108, COLD SPRING, MN 56320-2112

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,162.00 (-31.06%)
2025		$173,900 (+1.7%) Land $42,400 Building $131,500	$173,900 (+1.7%) Land $42,400 Building $131,500
2023	$3,136.00	$171,000 Land $42,400 Building $128,600	$171,000 Land $42,400 Building $128,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 350
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Arvig Enterprises. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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