1105 1st St S, Cold Spring, MN 56320 Property Records

Stearns County property record for 1105 1st St S, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1960
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2026)
Tax Bill	$1,952 (2026)
Deeds & Mortgages	Aug 2026 Sale Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29123-0000`

Property Details

APN / Parcel Number

Primary APN	`48-29123-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,310 sqft
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	166 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1105 1ST ST S
City	COLD SPRING
State	MN
Zip	56320-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.29 A. W75' OF E575' OF S166 FT OF NW4NW4 N OF HY CITY OF COLD SPRING SECTION 22 TOWNSHIP 123 RANGE 030 COLD SPRING SECTION
Legal Range	30W
Legal Township	123
Legal Section	22
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2045
Census Tract	11302

Owner

Source: Stearns County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 1ST ST S, COLD SPRING, MN 56320-2111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Contract Sale, Transfer
Jul 13, 2021	Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Jul 13, 2021 · Amount on Record
Deed Document Number	20261719247
Record Updated	Oct 29, 2026

August 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	STEARNS MN
Recording Date	Aug 17, 2026
Property Address	1105 1ST ST S, COLD SPRING, MN 56320-2111
Document Number	0001719247
Instrument Date	Aug 14, 2026
Instrument	20261719247
Transaction Type	Transfer
Record Updated	Sep 2, 2026

Transaction

Amount	Amount Recorded
Tax	$83,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 13, 2021
Property Address	1105 1ST ST S, COLD SPRING, MN 56320-2111
Document Number	00A1608184
Instrument Date	Jun 24, 2021
Instrument	A1608184
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 1ST ST S, COLD SPRING, MN 56320-2111

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,952.00 (+2.2%)	$191,300 (+3.91%) Land $45,300 Building $146,000	$191,300 (+3.91%) Land $45,300 Building $146,000
2025		$184,100 (+3.14%) Land $42,400 Building $141,700	$184,100 (+3.14%) Land $42,400 Building $141,700
2023	$1,910.00	$178,500 Land $42,400 Building $136,100	$178,500 Land $42,400 Building $136,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Arvig, AT&T, GigFire, Intrepid Fiber Networks, Verizon.

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