1108 Whitehead St, Key West, FL 33040 Property Records

Monroe County property record for 1108 Whitehead St, Key West, FL 33040

Property Summary

Property TypeMobile Home
Lot Size0.092 acres (3,999 sqft)
OwnerCompany Name on File
Last Sale$1,200,000 (Nov 2025)
Tax Bill$9,216 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00026170-000000

Property Details

APN / Parcel Number

Primary APN00026170-000000
Alternative APNs
  • 01010100026170000000
  • 1026948

Exterior

Effective Year BuiltEffective 2002
Architectural StyleMobile Home
Lot Area3,999 sqft (0.092 acres)

Location & Zoning

Account Number1026948
Street Address1108 WHITEHEAD ST
CityKEY WEST
StateFL
Zip33040
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeHMDR
Legal DescriptionKW PB1-25-40 LOT 16 SQR 2 TR 10 Z-556 UU-3 G21-196 OR854-1023/24 OR857-2397/98 OR857-2395/96 OR863-1954/65 OR863-1966 OR981-836 OR1045-1343 OR1175-1483 OR1702-2428/29
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionTRACTS 10 AND 15
Legal Tract10
Legal Lot Number16
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2009
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1108 Whitehead St, a mobile home, is owned by a company that bought it in November 2025.

Source: Monroe County records, as of August 25, 2026

Owner of RecordCompany Name on File
Mailing Address5628 SHADDELEE LN W, FORT MYERS, FL 33919-2532
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2025 · Amount on File
Deed SaleNov 20, 2025 · Amount on File
Prior SaleJun 14, 2001 · Amount on File
Deed Document Number20252522948
Deed Book / Page3354 / 1385
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 20, 2025
Property Address1108 WHITEHEAD ST, KEY WEST, FL 33040
Document Number0033541385
Book / Page3354 / 1385
Instrument DateNov 20, 2025
Instrument2522948
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Tax$8,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2831 SEIDENBERG AVE, KEY WEST, FL 33040-4051

Transferred To (Grantee/Buyer)

NameVerified Name
Address5628 SHADDELEE LN W, FORT MYERS, FL 33919-2532

Mortgage

Document Number0033541454
DateNov 20, 2025
Instrument3354/1454
Lender
NameFIRST STATE BANK OF THE FLORIDA KEY
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Mortgage

Document Number0033541387
DateNov 20, 2025
Book Page3354/1387
Instrument2522949
Lender
NameWHITEHEAD STREET LLC
TypeNon-Lending Institution
AddressKEY WEST, FL 33040
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term37 Months
DueDec 20, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Whitehead St was $9,216, up 10.8% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,216.00 (+10.77%)$1,286,636 Land $1,284,879 Building $1,757$1,286,636 Land $1,284,879 Building $1,757
2024$8,320.00 (+4.01%)
2023$7,999.00 (+5.99%)$1,178,852 (-) Land $1,177,805 Building $1,047$1,178,852 (-) Land $1,177,805 Building $1,047
2022$7,547.00$1,178,852 Land $1,177,805 Building $1,047$1,178,852 Land $1,177,805 Building $1,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Whitehead St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies228 units insured
incl. 48 condo units
Nearby Flood Claims253 (1980–2022)
Claims Outside the SFHA16 of 253
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Wilma, Oct 2005 · 101 claims
  • Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1108 Whitehead St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

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