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1117 Whitehead St, Key West, FL 33040 Property Records

Monroe County property record for 1117 Whitehead St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,023 sqft · built 1923
Lot Size0.052 acres (2,307 sqft)
OwnerIndividual Name on File
Last Sale$1,400,000 (May 2025)
Tax Bill$8,630 (2024)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00028250-000000

Property Details

APN / Parcel Number

Primary APN00028250-000000
Alternative APNs
  • 01010100028250000000
  • 1029025

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,023 sqft Living Area
1st Floor Area845 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 2012
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,307 sqft (0.052 acres)

Exterior Amenities

PorchOpen Porch
Porch Area555 sqft
Patio Area165 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1029025
Old Parcel Number01010100028250000000
Street Address1117 WHITEHEAD ST
CityKEY WEST
StateFL
Zip33040-7562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT SUBS 3-4 PT LOT 4 SQR 6 TR 11 OR10-175/76 OR548-624 OR798-1616 OR823-246 OR861-563 OR937-971 OR994-623 OR1033-949
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKW PT SUB
Legal Tract11
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2011
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1117 Whitehead St is owned and occupied by an individual who bought it in May 2025.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1117 WHITEHEAD ST, KEY WEST, FL 33040-7562
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2025 · Amount on File
Deed SaleMay 30, 2025 · Amount on File
Prior SaleOct 13, 2022 · Amount on File
Deed Document Number2502673
Deed Book / Page3328 / 1044
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 13, 2022
Property Address1117 WHITEHEAD ST, KEY WEST, FL 33040-7562
Document Number0031971095
Book / Page3197 / 1095
Instrument DateOct 11, 2022
Instrument2394193
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,980.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2400 LINDA AVE, 2400, KEY WEST, FL 33040-5100

Transferred To (Grantee/Buyer)

NameVerified Name
Address1117 WHITEHEAD ST, KEY WEST, FL 33040-7562

Mortgage

Document Number0031971097
DateOct 13, 2022
Instrument3197/1097
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2037

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$961,214 Land $588,568 Building $372,646$961,214 Land $588,568 Building $372,646
2024$8,630.00 (-1.19%)
2023$8,734.00 (+304.73%)$988,811 (+297.26%) Land $643,417 Building $345,394$988,811 (+37.48%) Land $643,417 Building $345,394
2022$2,158.00 Senior Citizen's exemption$248,906$719,228 Land $390,269 Building $328,959

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1117 Whitehead St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies228 units insured
incl. 48 condo units
Nearby Flood Claims253 (1980–2022)
Claims Outside the SFHA16 of 253
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Wilma, Oct 2005 · 101 claims
  • Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1117 Whitehead St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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