Monroe County property record for 1102 Whitehead St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,040 sqft · built 1963 |
| Lot Size | 0.053 acres (2,303 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,000 (Mar 2015) |
| Tax Bill | $2,434 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 00025970-000000 |
| Primary APN | 00025970-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Wood |
| Interior Walls | Masonry |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,303 sqft (0.053 acres) |
| Porch | Unfinished Open Porch |
| Porch Area | 366 sqft |
| Cooling System | Wall Unit |
|---|
| Account Number | 1026735 |
|---|---|
| Street Address | 1102 WHITEHEAD ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-7525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HMDR |
| Legal Description | KW PB1-25-40 PT LOT 1-2 SQR 2 TR 10 G53-45/46 OR7-380/81 OR551-252 OR674-881 OR739-508 OR829-572 OR880-2274 OR992-1069 OR1110-982/83 OR2055-614/615 OR2197-57/58 OR2729-279/80 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | TRACTS 10 AND 15 |
| Legal Tract | 10 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1102 Whitehead St is owned and occupied by an individual who bought it in March 2015.
Source: Monroe County records, as of June 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1102 WHITEHEAD ST, KEY WEST, FL 33040-7525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2015 · Amount on File |
| Deed Sale | Mar 12, 2015 · Amount on File |
| Prior Sale | Nov 1, 1986 · Amount on File |
| Deed Document Number | 20152019547 |
| Deed Book / Page | 2729 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 1102 WHITEHEAD ST, KEY WEST, FL 33040-7525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1102 WHITEHEAD ST, STOCK ISLAND, FL 33040-7525 |
| Document Number | 0031621021 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 3162/1021 |
| Instrument | 2366904 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1102 Whitehead St was $2,434 with a homeowner's exemption, up 6.3% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,434.00 (+6.29%) Homeowner's exemption | $268,893 | $738,241 Land $589,899 Building $148,342 |
| 2024 | $2,290.00 (+2.14%) | ||
| 2023 | $2,242.00 (+4.72%) Homeowner's exemption | $253,704 (+3%) | $779,399 (+47.72%) Land $644,867 Building $134,532 |
| 2022 | $2,141.00 Homeowner's exemption | $246,315 | $527,632 Land $391,168 Building $136,464 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1102 Whitehead St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 180 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 228 units insured incl. 48 condo units |
| Nearby Flood Claims | 253 (1980–2022) |
| Claims Outside the SFHA | 16 of 253 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1102 Whitehead St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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