1108 Riverside Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 1108 Riverside Dr, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$114,400 (Jun 2016)
Tax Bill$3,956 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN050-520-000-003-00

Property Details

APN / Parcel Number

Primary APN050-520-000-003-00

Exterior

Lot Area22,216 sqft (0.51 acres)
Lot Dimensions150 ft deep x 147 ft wide

Location & Zoning

Street Address1108 RIVERSIDE DR
CityOWOSSO
StateMI
Zip48867-4921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 & S 5' LOT 4 RIVERSIDE HGTS SUBDIV
Legal SubdivisionRIVERSIDE HGTS SUBDIV
Legal Lot Number3-4
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2007
Census Tract30400

Owner

Source: Shiawassee County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1108 RIVERSIDE DR, OWOSSO, MI 48867-4921
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2016 · Amount on Record
Deed SaleJun 27, 2016 · Amount on Record
Deed Document Number20163287195
Deed Book / Page1223 / 939
Prior Transfer DateDec 4, 2013
Prior Transfer Doc0011930849
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address1108 RIVERSIDE DR, OWOSSO, MI 48867-4921
Transaction TypeMortgage
Record UpdatedOct 29, 2021
Title CompanyINDEPENDENT TITLE, INDEPENDENT TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1180 RIVERSIDE DR, OWOSSO, MI 48867-4921

Mortgage

Document Number0012880166
DateOct 5, 2021
Book Page1288/166
Instrument3351977
Lender
NameINDEPENDENT BANK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2041

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$155,500 (+9.66%)$311,000 (+9.66%)
2025$3,956.00 (+4.88%) Homeowner's exemption$141,800 (+21.82%)$283,600 (+21.82%)
2024$3,772.00
2023$3,772.00 Homeowner's exemption$116,400$232,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1981–1995)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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