Shiawassee County property record for 1104 Riverside Dr, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Feb 2026) |
| Tax Bill | $4,282 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-520-000-002-00 |
| Primary APN | 050-520-000-002-00 |
|---|
| Lot Area | 36,155 sqft (0.83 acres) |
|---|
| Street Address | 1104 RIVERSIDE DR |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 RIVERSIDE HGTS SUBDIV & THE E 139.93' OF W 291.18' OF N 127' ML OF OUTLOT 9 WILLOW SPRING PARK ADD COMBINED WITH 050-69 |
| Legal Subdivision | RIVERSIDE HGTS SUBDIV |
| Legal Lot Number | 2 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30400 |
Source: Shiawassee County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2714 POST RD, MADISON, WI 53713-3530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Feb 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Apr 6, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Apr 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI HOMESIDE FIN'L |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional with PMI SUPREME LNDG |
| Jan 31, 2017 | Warranty Deed, Transfer MIDSTATE TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2026 · Amount on Record |
| Deed Sale | Feb 5, 2026 · Amount on Record |
| Prior Sale | Jan 31, 2017 · Amount on Record |
| Deed Document Number | 20263399626 |
| Deed Book / Page | 1335 / 69 |
| Prior Transfer Date | Mar 22, 2021 |
| Prior Transfer Doc | 0012800441 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 5, 2026 |
| Property Address | 1104 RIVERSIDE DR, OWOSSO, MI 48867-4921 |
| Document Number | 0013350069 |
| Book / Page | 1335 / 69 |
| Map Reference | LB 11 PG 175 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 3399626 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1104 RIVERSIDE DR, OWOSSO, MI 48867-4921 |
| Name | Verified Name |
|---|---|
| Address | 2714 POST RD, MADISON, WI 53713-3530 |
| Document Number | 0003399578 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 3399578 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 6, 2021 |
| Property Address | 1104 RIVERSIDE DR, OWOSSO, MI 48867-4921 |
| Document Number | 0012800441 |
| Book / Page | 1280 / 441 |
| Map Reference | LB 11 PG 175 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 3344207 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1104 RIVERSIDE DR, OWOSSO, MI 48867-4921 |
| Document Number | 3344208 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 3344208 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1104 RIVERSIDE DR, OWOSSO, MI 48867-4921 |
| Document Number | 0012560838 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1104 RIVERSIDE DR OWOSSO MI 488674921, OWOSSO, MI 48867-4921 |
| Document Number | 0012560838 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 001256/000838 |
| Instrument | 3320349 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1104 RIVERSIDE DR, OWOSSO, MI 48867-4921 |
| Document Number | 0012380716 |
| Book / Page | 001238 / 000716 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1104 RIVERSIDE DR OWOSSO MI 488674921, OWOSSO, MI 48867-4921 |
| Document Number | 0012380716 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 001238/000716 |
| Instrument | 3302027 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 31, 2017 |
| Property Address | 1104 RIVERSIDE DR, OWOSSO, MI 48867-4921 |
| Document Number | 0012300554 |
| Book / Page | 001230 / 000554 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 3293861 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2017 |
| Title Company | MIDSTATE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $936.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2300 N CHIPMAN RD OWOSSO MI 488674821, OWOSSO, MI 48867-4821 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,600 (+13.2%) | $305,200 (+13.2%) | |
| 2025 | $4,282.00 (+4.9%) Homeowner's exemption | $134,800 (+20.79%) | $269,600 (+20.79%) |
| 2024 | $4,082.00 | ||
| 2023 | $4,082.00 Homeowner's exemption | $111,600 | $223,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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