Seminole County property record for 1108 Oscelot Trl, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,402 sqft · built 1972 |
| Lot Size | 0.817 acres (35,589 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Dec 1993) |
| Tax Bill | $2,692 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-21-30-503-0000-0490 |
| Primary APN | 13-21-30-503-0000-0490 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,402 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| 2nd Floor Area | 918 sqft |
| Upper Floors Area | 918 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 35,589 sqft |
| Garage Area | 891 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 368 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1108 OSCELOT TRL |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-4410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 49 WINTER SPRINGS UNIT 2 PB 16 PG 83 |
| Legal Range | 30E |
| Legal Township | 21S |
| Legal Section | 13 |
| Legal Subdivision | WINTER SPRINGS |
| Legal Tract | 503 |
| Legal Lot Number | 49 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21307 |
1108 Oscelot Trl is owned and occupied by two individuals who bought it in December 1993.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1108 OSCELOT TRL, WINTER SPGS, FL 32708-4410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALKAN MORTGAGE CORP |
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 1993 · Amount on File |
| Deed Sale | Dec 30, 1993 · Amount on File |
| Deed Document Number | 0270500051 |
| Deed Book / Page | 02705 / 00051 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1108 OSCELOT TRL, WINTER SPRINGS, FL 32708-4410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1108 OSCELOT TRL, WINTER SPRINGS, FL 32708-4410 |
| Document Number | 0097990961 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 9799/961 |
| Instrument | 2020150147 |
| Name | ALKAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1108 OSCELOT TRL, WINTER SPRINGS, FL 32708-4410 |
| Document Number | 0091841863 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1108 OSCELOT TRL WINTER SPRINGS FL 327084410, WINTER SPRINGS, FL 32708-4410 |
| Document Number | 0091841863 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 009184/001863 |
| Instrument | 89641 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 7, 2023 |
The 2025 property tax bill for 1108 Oscelot Trl was $2,692 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,692.00 Homeowner's exemption | $202,794 | $449,404 Land $140,000 Building $309,404 |
| 2023 | $2,504.00 (+3.26%) Homeowner's exemption | $191,339 (+3%) | $481,452 (+13.78%) Land $150,000 Building $331,452 |
| 2022 | $2,425.00 Homeowner's exemption | $185,766 | $423,159 Land $140,000 Building $283,159 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1108 Oscelot Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 4 (2004–2022) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1108 Oscelot Trl is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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