1106 Oscelot Trl, Winter Springs, FL 32708 Property Records

Seminole County property record for 1106 Oscelot Trl, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,094 sqft · built 1972
Lot Size	0.824 acres (35,919 sqft)
Owner	Owner Name on File
Last Sale	$190,000 (Aug 2012)
Tax Bill	$3,273 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-21-30-503-0000-0480`

Property Details

APN / Parcel Number

Primary APN	`13-21-30-503-0000-0480`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,094 sqft Living Area
1st Floor Area	2,094 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	35,919 sqft
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Screened Porch
Porch Area	720 sqft
Patio Area	909 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	1106 OSCELOT TRL
City	WINTER SPRINGS
State	FL
Zip	32708-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 WINTER SPRINGS UNIT 2 PB 16 PG 83
Legal Range	30E
Legal Township	21S
Legal Section	13
Legal Subdivision	WINTER SPRINGS
Legal Tract	503
Legal Lot Number	48
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1001
Census Tract	21307

Owner

The current owner of 1106 Oscelot Trl bought it in August 2012.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Owner Name on File
Mailing Address	1106 OSCELOT TRL, WINTER SPGS, FL 32708-4410
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2012 · Amount on File
Deed Sale	Aug 2, 2012 · Amount on File
Deed Document Number	2012090769
Deed Book / Page	07824 / 0967
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1106 OSCELOT TRL, WINTER SPRINGS, FL 32708-4410
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 OSCELOT TRL, WINTER SPRINGS, FL 32708-4410

Mortgage

Document Number	0100561756
Date	Sep 29, 2021
Book Page	10056/1756
Instrument	2021129024

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1106 Oscelot Trl was $3,273 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,273.00 Homeowner's exemption	$237,707	$430,115 Land $140,000 Building $290,115
2023	$3,018.00 (+3.11%) Homeowner's exemption	$224,280 (+3%)	$460,738 (+13.16%) Land $150,000 Building $310,738
2022	$2,927.00 Homeowner's exemption	$217,748	$407,158 Land $140,000 Building $267,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1106 Oscelot Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	4 (2004–2022)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1106 Oscelot Trl is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20