1102 Oscelot Trl, Winter Springs, FL 32708 Property Records

Seminole County property record for 1102 Oscelot Trl, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,003 sqft · built 1973
Lot Size0.876 acres (38,165 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (May 2011)
Tax Bill$3,530 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN13-21-30-503-0000-0460

Property Details

APN / Parcel Number

Primary APN13-21-30-503-0000-0460

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,003 sqft Living Area
1st Floor Area2,003 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area38,165 sqft
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area24 sqft
Patio Area1 sqft
Utility Building100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address1102 OSCELOT TRL
CityWINTER SPRINGS
StateFL
Zip32708-4410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 46 WINTER SPRINGS UNIT 2 PB 16 PG 83
Legal Range30E
Legal Township21S
Legal Section13
Legal SubdivisionWINTER SPRINGS
Legal Tract503
Legal Lot Number46
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1001
Census Tract21307

Owner

1102 Oscelot Trl is owned and occupied by an individual who acquired it in June 2013.

Source: Seminole County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADDITION FIN'L CU
Jan 18, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
CENTRAL FL EDUCATORS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2011 · Amount on File
Deed SaleMay 9, 2011 · Amount on File
Prior SaleMay 9, 2011
Deed Document Number0075680424
Deed Book / Page07568 / 0424
Last Transfer DateJun 13, 2013
Transfer Doc0080570581
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1102 OSCELOT TRL, WINTER SPRINGS, FL 32708-4410
Document Number0097620158
Instrument DateNov 6, 2020
Transaction TypeMortgage
Record UpdatedNov 26, 2020
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1102 OSCELOT TRL WINTER SPRINGS FL 327084410, WINTER SPRINGS, FL 32708-4410

Mortgage

Document Number0097620158
DateNov 16, 2020
Book Page009762/000158
Instrument131376
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 15, 2050

January 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateJan 18, 2018
Property Address1102 OSCELOT TRL, WINTER SPRINGS, FL 32708-4410
Document Number0090591002
Book / Page009059 / 001002
Instrument DateDec 27, 2017
Instrument6118
Transaction TypeMortgage
Record UpdatedFeb 1, 2018
Title CompanyBRIGHT TITLE AND TRUST LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1102 OSCELOT TRL WINTER SPRINGS FL 327084410, WINTER SPRINGS, FL 32708-4410

Mortgage

Document Number90591003
DateJan 18, 2018
Book Page009059/001003
Instrument6119
Lender
NameCENTRAL FL EDUCATORS FCU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1102 Oscelot Trl was $3,530 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,530.00 Homeowner's exemption
2023$3,245.00 (+3.05%) Homeowner's exemption$238,848 (+3%)$424,677 (+12.99%) Land $150,000 Building $274,677
2022$3,149.00 Homeowner's exemption$231,891$375,852 Land $140,000 Building $235,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1102 Oscelot Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims4 (2004–2022)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 Oscelot Trl is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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