1108 N Bluff Cir, Monteagle, TN 37356 Property Records

Grundy County property record for 1108 N Bluff Cir, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,035 sqft · built 1984
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$190,500 (Jan 2021)
Tax Bill	$1,271 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031100 08900`

Property Details

APN / Parcel Number

Primary APN	`031100 08900`
Alternative APN	`100 08900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,035 sqft Living Area
1st Floor Area	1,035 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	118 ft deep x 104 ft wide
Garage Type	Finished
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1108 N BLUFF CIR
City	MONTEAGLE
State	TN
Zip	37356-7412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: V02
Legal Subdivision	N BLUFF ESTATES
Legal Block	X
Legal Lot Number	1
Jurisdiction	GRUNDY TN
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	955100

Owner

1108 N Bluff Cir is owned and occupied by two individuals who bought it in January 2021.

Source: Grundy County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1108 N BLUFF CIR, MONTEAGLE, TN 37356-7412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on File
Deed Sale	Jan 27, 2021 · Amount on File
Prior Sale	Oct 13, 2006 · Amount on File
Deed Document Number	98638
Deed Book / Page	1127 / 457
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Jan 27, 2021
Property Address	1108 N BLUFF CIR, MONTEAGLE, TN 37356-7412
Document Number	001127/457
Book / Page	1127 / 457
Instrument Date	Jan 26, 2021
Instrument	98638
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 N BLUFF CIR, MONTEAGLE, TN 37356-7412

Mortgage

Document Number	0000098639
Date	Jan 27, 2021
Instrument	98639

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1108 N Bluff Cir was $1,271.

Source: Grundy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,271.00	$89,100 (-) Land $51,775 Building $37,325
2024	$1,271.00	$89,100 (-) Land $51,775 Building $37,325
2023	$1,271.00 (+3.33%)	$89,100 (+60.32%) Land $51,775 Building $37,325
2022	$1,230.00	$55,575 Land $33,850 Building $21,725	$222,300 Land $135,400 Building $86,900
2020			$356,400 Land $207,100 Building $149,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1108 N Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 N Bluff Cir is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Bluff Cir

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