933 N Bluff Cir, Monteagle, TN 37356 Property Records

Grundy County property record for 933 N Bluff Cir, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,638 sqft · built 1995
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Sep 2024)
Tax Bill	$842 (2025)
Deeds & Mortgages	Jul 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`031100 04414`

Property Details

APN / Parcel Number

Primary APN	`031100 04414`
Alternative APN	`100 04414`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft
Basement Area	546 sqft
Finished Basement	546 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	203 ft deep x 150 ft wide
Garage Type	Finished
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	168 sqft
Patio Area	336 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	933 N BLUFF CIR
City	MONTEAGLE
State	TN
Zip	37356-7413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M01
Legal Subdivision	MICHAEL S HARWELL PROP
Jurisdiction	GRUNDY TN
Township / Civil Division	3
Census Block Group	2
Census Block	2002
Census Tract	955100

Owner

933 N Bluff Cir is owned and occupied by an individual who bought it in September 2024.

Source: Grundy County records, as of January 27, 2026

Owner of Record	Individual Name on File
Mailing Address	933 N BLUFF CIR, MONTEAGLE, TN 37356-7413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2024 · Amount on File
Deed Sale	Sep 5, 2024 · Amount on File
Prior Sale	Jul 6, 2022 · Amount on File
Deed Document Number	2024109855
Deed Book / Page	1158 / 969
Transfer Doc	000036/208
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Jul 6, 2022
Property Address	933 N BLUFF CIR, MONTEAGLE, TN 37356-7413
Document Number	01149/1714
Book / Page	1149 / 1714
Instrument Date	Jun 29, 2022
Instrument	103553
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,383.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	933 N BLUFF CIR, MONTEAGLE, TN 37356-7413

Mortgage

Document Number	0000103554
Date	Jul 6, 2022
Instrument	103554

Lender

Name	MILLENNIUM BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 933 N Bluff Cir was $842.

Source: Grundy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Municipality	Monteagle Town
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$842.00	$59,075 (-) Land $4,500 Building $54,575
2024	$842.00 (+1.32%)	$59,075 (+1.33%) Land $4,500 Building $54,575
2023	$831.00 (+9.34%)	$58,300 (+69.85%) Land $4,500 Building $53,800
2022	$760.00	$34,325 Land $2,925 Building $31,400	$137,300 Land $11,700 Building $125,600
2020			$236,300 Land $18,000 Building $218,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 933 N Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 933 N Bluff Cir is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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