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971 N Bluff Cir, Monteagle, TN 37356 Property Records

Grundy County property record for 971 N Bluff Cir, Monteagle, TN 37356

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,747 sqft · built 1996
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on File
Last Sale$203,000 (Jun 2020)
Tax Bill$978 (2025)
Deeds & MortgagesJun 2020 Sale
Flood ZoneZone X (minimal risk)
APN031100 04416

Property Details

APN / Parcel Number

Primary APN031100 04416
Alternative APN
  • 100 04416

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,747 sqft Living Area
1st Floor Area1,596 sqft
Upper Floors Area1,092 sqft
Basement Area572 sqft
Finished Basement572 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area32,670 sqft (0.75 acres)
Lot Dimensions203 ft deep x 149 ft wide
Garage TypeFinished
Garage Area504 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area156 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address971 N BLUFF CIR
CityMONTEAGLE
StateTN
Zip37356-7413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 04 .75 AC, COUNTY AREA: M01
Legal SubdivisionB
JurisdictionGRUNDY TN
Township / Civil Division3
Census Block Group2
Census Block2002
Census Tract955100

Owner

971 N Bluff Cir is owned and occupied by two individuals who bought it in June 2020.

Source: Grundy County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing Address971 N BLUFF CIR, MONTEAGLE, TN 37356-7413
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2020 · Amount on File
Deed SaleJun 29, 2020 · Amount on File
Prior SaleJun 12, 2009 · Amount on File
Deed Document Number96729
Deed Book / Page1118 / 329
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRUNDY TN
Recording DateJun 29, 2020
Property Address971 N BLUFF CIR, MONTEAGLE, TN 37356-7413
Document Number0000096729
Book / Page001118 / 000329
Instrument DateJun 17, 2020
Instrument96729
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanySOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC

Transaction

AmountAmount on Record
Tax$751.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address971 N BLUFF CIR MONTEAGLE TN 373567413, MONTEAGLE, TN 37356-7413

Tax Assessment & Valuation

The 2025 property tax bill for 971 N Bluff Cir was $978.

Source: Grundy County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGrundy County
MunicipalityMonteagle Town
Unified School DistrictGrundy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$978.00$68,550 (-) Land $4,625 Building $63,925
2024$978.00$68,550 (-) Land $4,625 Building $63,925
2023$978.00 (+9.27%)$68,550 (+69.57%) Land $4,625 Building $63,925
2022$895.00$40,425 Land $3,025 Building $37,400$161,700 Land $12,100 Building $149,600
2020$274,200 Land $18,500 Building $255,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 971 N Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 N Bluff Cir is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 79% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEAGLE PUBLIC UTILITY BOARD
serves 4,179 people · EPA ID TN0000470
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Bluff Cir

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