Champaign County property record for 1108 Kara Dr, Champaign, IL 61822
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.022 acres (965 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,000 (Dec 2022) |
| Tax Bill | $1,890 (2024) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-20-10-107-026 |
| Primary APN | 41-20-10-107-026 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 965 sqft (0.022 acres) |
| Street Address | 1108 KARA DR |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61822-7301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT COMMONS 4006 KARLA CONDO |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 10 |
| Legal Subdivision | COMMONS 4006 KARLA CONDO |
| Legal Lot Number | 1108 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 902 |
1108 Kara Dr is owned and occupied by an individual who bought it in December 2022.
Source: Champaign County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1108 KARA DR, CHAMPAIGN, IL 61822-7301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on File |
| Deed Sale | Dec 22, 2022 · Amount on File |
| Deed Document Number | 202222190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Dec 22, 2022 |
| Property Address | 1108 KARA DR, CHAMPAIGN, IL 61822-7301 |
| Document Number | 0000022190 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 2022R22190 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2023 |
| Title Company | NOT AVAILABLE, ACT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 KARA DR, CHAMPAIGN, IL 61822-7301 |
| Document Number | 0000022191 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 2022R22191 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Change Frequency | 2 Years |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,060 (+12.21%) Land $5,990 Building $25,070 | $93,180 (+12.21%) Land $17,970 Building $75,210 | |
| 2024 | $1,890.00 (+9.12%) | $27,680 Land $5,340 Building $22,340 | $83,040 Land $16,020 Building $67,020 |
| 2023 | $1,732.00 (+9.21%) | ||
| 2022 | $1,586.00 Homeowner's exemption | $23,250 Land $4,480 Building $18,770 | $69,750 Land $13,440 Building $56,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1108 Kara Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2008–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1108 Kara Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Nextlink, Pavlov Media.
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