1114 Kara Dr, Champaign, IL 61822 Property Records

Champaign County property record for 1114 Kara Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.022 acres (993 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Jul 2023)
Tax Bill	$2,256 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-20-10-107-024`

Property Details

APN / Parcel Number

Primary APN	`41-20-10-107-024`

Exterior

Architectural Style	Condo/Apartment
Lot Area	993 sqft (0.022 acres)

Location & Zoning

Street Address	1114 KARA DR
City	CHAMPAIGN
State	IL
Zip	61822-7301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT COMMONS 4006 KARLA CONDO
Legal Range	08E
Legal Township	19N
Legal Section	10
Legal Subdivision	COMMONS 4006 KARLA CONDO
Legal Lot Number	1114
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1019
Census Tract	902

Owner

1114 Kara Dr is owned and occupied by an individual who bought it in July 2023.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1114 KARA DR, CHAMPAIGN, IL 61822-7301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage IROQUOIS FSLA
Mar 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	Mar 1, 2021 · Amount on File
Deed Document Number	202310073
Prior Transfer Date	Aug 23, 2004
Prior Transfer Doc	0000028083
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 21, 2023
Property Address	114 KARA DRIVE, CHAMPAIGN, IL 61822
Document Number	0000010073
Map Reference	DOC 84R21304
Instrument Date	Jul 14, 2023
Instrument	2023R10073
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 KARA DR, CHAMPAIGN, IL 61822-7301

Mortgage

Document Number	0000010074
Date	Jul 21, 2023
Instrument	2023R10074

Lender

Name	IROQUOIS FSLA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT
Margin	3

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 1, 2021
Property Address	1114 KARA DR, CHAMPAIGN, IL 61822-7301
Document Number	0000004358
Instrument Date	Feb 12, 2021
Instrument	2021R04358
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Tax	$74.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 TAMULA DR, MAHOMET, IL 61853-9057

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,760 Land $5,990 Building $29,770	$107,280 Land $17,970 Building $89,310
2024	$2,256.00
2022	$2,461.00	$26,770 Land $4,480 Building $22,290	$80,310 Land $13,440 Building $66,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1114 Kara Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1114 Kara Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media.

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