Champaign County property record for 1012 Kara Dr, Champaign, IL 61822
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.023 acres (1,018 sqft) |
| Owner | Individual Name on File |
| Last Sale | $34,666 (Dec 2022) |
| Tax Bill | $2,256 (2024) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-20-10-108-017 |
| Primary APN | 41-20-10-108-017 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 1,018 sqft (0.023 acres) |
| Street Address | 1012 KARA DR |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61822-2390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT COMMONS 4004 KARLA CONDO |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 10 |
| Legal Subdivision | COMMONS 4006 KARLA CONDO |
| Legal Lot Number | 1012 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 902 |
Source: Champaign County assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 KARA DR, CHAMPAIGN, IL 61822-2390 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage HICKORY POINT BANK & TRUST |
| Apr 11, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST MID BANK & TRUST NA |
| May 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MID IL BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 7, 2022 · Amount on Record |
| Deed Sale | Dec 7, 2022 · Amount on Record |
| Prior Sale | Mar 24, 2009 · Amount on Record |
| Deed Document Number | 202221408 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Dec 7, 2022 |
| Property Address | 1012 KARA DR, CHAMPAIGN, IL 61822-2390 |
| Document Number | 0000021408 |
| Map Reference | MB Z PG 352 |
| Instrument Date | Dec 6, 2022 |
| Instrument | 2022R21408 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 KARA DR, CHAMPAIGN, IL 61822-2390 |
| Document Number | 0000021409 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 2022R21409 |
| Name | HICKORY POINT BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1012 KARA DR, CHAMPAIGN, IL 61822-2390 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004966 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 2019R04966 |
| Name | FIRST MID BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | SAVOY, IL 61874 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1012 KARA DR, CHAMPAIGN, IL 61822-2390 |
| Document Number | 0000007228 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1012 KARA DR CHAMPAIGN IL 618222390, CHAMPAIGN, IL 61822-2390 |
| Document Number | 0000007228 |
|---|---|
| Date | May 8, 2018 |
| Instrument | 7228 |
| Name | FIRST MID IL BK&TR |
|---|---|
| Type | Bank |
| Address | MATTOON, IL 61938 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 7, 2033 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,760 (+33.58%) Land $5,990 Building $29,770 | $107,280 (+33.58%) Land $17,970 Building $89,310 | |
| 2024 | $2,256.00 (+18.18%) | ||
| 2022 | $1,909.00 Homeowner's exemption | $26,770 Land $4,480 Building $22,290 | $80,310 Land $13,440 Building $66,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2008–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Mediacom Communications Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Consolidated Communications, Pavlov Media, WH i3B Bidco LLC/WH i3B Topco.
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