1108 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 1108 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,412 sqft · built 1974
Lot Size0.187 acres (8,146 sqft)
Owner2 Individual Names on File
Last Sale$131,500 (Sep 2016)
Tax Bill$2,714 (2025)
Flood ZoneZone X (minimal risk)
APN6324.09.25.2362000

Property Details

APN / Parcel Number

Primary APN6324.09.25.2362000
Alternative APNs
  • 245131
  • 30740

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,412 sqft Heated Area
Gross Area1,656 sqft
1st Floor Area396 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1978
Architectural StyleContemporary
Exterior MaterialVinyl
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,146 sqft (0.187 acres)
Lot Dimensions110 ft deep x 75 ft wide
Deck Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number30740
Street Address1108 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-6831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL46 B6 EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block25
Legal Lot Number46
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1011
Census Tract970903

Owner

1108 Emerald Dr is owned by two individuals who bought it in September 2016.

Source: Carteret County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address6910 HIGH ROCK RD, BROWNS SUMMIT, NC 27214-9547
Owner TypeIndividual
VestingHer Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2016 · Amount on File
Deed SaleSep 28, 2016 · Amount on File
Prior SaleMar 7, 2011 · Amount on File
Deed Document Number20161555145
Deed Book / Page1555 / 145
Prior Transfer DateMar 2, 2011
Prior Transfer Doc0013690386
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Emerald Dr was $2,714.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$691,229 (-) Land $373,997 Building $317,232$691,229 (-) Land $373,997 Building $317,232
2025$2,714.00$691,229 Land $373,997 Building $317,232$691,229 Land $373,997 Building $317,232
2023$234,759 Land $144,450 Building $90,309$234,759 Land $144,450 Building $90,309
2022$1,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1108 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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