Carteret County property record for 1104 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1974 |
| Lot Size | 0.016 acres (697 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Aug 2017) |
| Tax Bill | $1,567 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6324.09.25.3396000 |
| Primary APN | 6324.09.25.3396000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Heated Area |
| Gross Area | 736 sqft |
| 1st Floor Area | 576 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 697 sqft (0.016 acres) |
| Lot Dimensions | 110 ft deep x 37 ft wide |
| Deck Area | 4 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 59833 |
|---|---|
| Street Address | 1104 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-6831 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | WEST LOT DOUBLE D TOWNHOME |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 25 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 970903 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 215 MOORE PERKERSON RD, SPRING HOPE, NC 27882-7888 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Mar 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 28, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2017 · Amount on Record |
| Deed Sale | Aug 28, 2017 · Amount on Record |
| Prior Sale | Nov 25, 2009 · Amount on Record |
| Deed Document Number | 20171585385 |
| Deed Book / Page | 1585 / 385 |
| Prior Transfer Date | Nov 23, 2009 |
| Prior Transfer Doc | 0013270159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 25, 2026 |
| Property Address | 1104 EMERALD DR, EMERALD ISLE, NC 28594-6831 |
| Document Number | 0001895062 |
| Book / Page | 1895 / 62 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20261895062 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1104 EMERALD DR, EMERALD ISLE, NC 28594-6831 |
| Document Number | 0001895062, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 1895/62 |
| Instrument | 20261895062 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1104 EMERALD DR, EMERALD ISLE, NC 28594-6831 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0017140386 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 1714/386 |
| Instrument | 1714386 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 28, 2017 |
| Property Address | 1104 EMERALD DR # W, W, EMERALD ISLE, NC 28594-6831 |
| Document Number | 0015850385 |
| Book / Page | 1585 / 385 |
| Map Reference | MB32 PG432 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 1585385 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1614 OBERLIN RD, 1614, RALEIGH, NC 27608-2040 |
| Name | Verified Name |
|---|---|
| Address | 215 MOORE PERKERSON RD, SPRING HOPE, NC 27882-7888 |
| Document Number | 1585386 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 1585386 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,704 (-) Land $95,000 Building $248,704 | $343,704 (-) Land $95,000 Building $248,704 | |
| 2025 | $1,567.00 (+85.88%) | $343,704 (+195.92%) Land $95,000 Building $248,704 | $343,704 (+195.92%) Land $95,000 Building $248,704 |
| 2023 | $116,149 Land $79,550 Building $36,599 | $116,149 Land $79,550 Building $36,599 | |
| 2022 | $843.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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