Carteret County property record for 1107 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,440 sqft · built 1995 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $468,000 (Oct 2020) |
| Tax Bill | $2,856 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6324.09.25.3104000 |
| Primary APN | 6324.09.25.3104000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Heated Area |
| Gross Area | 1,108 sqft |
| 1st Floor Area | 20 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 101 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 577 sqft |
| Carport | Carport |
| Carport Area | 577 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 8 sqft |
| Utility Building | 343 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 47913 |
|---|---|
| Street Address | 1107 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-6832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L32 B6 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 25 |
| Legal Lot Number | 32 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 970903 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4000 FORGOTTEN POND AVE, WAKE FOREST, NC 27587-3884 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jan 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage RONALD & PHYLLIS SHEERAN |
| Oct 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2020 · Amount on Record |
| Deed Sale | Oct 2, 2020 · Amount on Record |
| Deed Document Number | 20201690100 |
| Deed Book / Page | 1690 / 100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jan 19, 2021 |
| Property Address | 1107 EMERALD DR, EMERALD ISLE, NC 28594-6832 |
| Document Number | 0017040329 |
| Book / Page | 001704 / 000329 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 223 BUCKINGHAM DR WINTERVILLE NC 285909419, WINTERVILLE, NC 28590-9419 |
| Document Number | 17040332 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 001704/000332 |
| Name | RONALD & PHYLLIS SHEERAN |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 18, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Oct 2, 2020 |
| Property Address | 1107 EMERALD DR, EMERALD ISLE, NC 28594-6832 |
| Document Number | 0016900100 |
| Book / Page | 1690 / 100 |
| Map Reference | MB 8 PG 17 |
| Instrument Date | Sep 26, 2020 |
| Instrument | 1690100 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $936.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1818 ORCHID ST, 1818, PITTSBURGH, PA 15207-2471 |
| Name | Verified Name |
|---|---|
| Address | 1107 EMERALD DR, EMERALD ISLE, NC 28594-6832 |
| Document Number | 1690101 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 1690-101 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $734,314 (-) Land $372,044 Building $362,270 | $734,314 (-) Land $372,044 Building $362,270 | |
| 2025 | $2,856.00 (+39.45%) | $734,314 (+101.35%) Land $372,044 Building $362,270 | $734,314 (+101.35%) Land $372,044 Building $362,270 |
| 2023 | $364,696 Land $235,620 Building $129,076 | $364,696 Land $235,620 Building $129,076 | |
| 2022 | $2,048.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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