1108 E Main St, Waterbury, CT 06705 Property Records

Waterbury City property record for 1108 E Main St, Waterbury, CT 06705

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 4,596 sqft · built 1905
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on File
Last Sale	$280,000 (Feb 2023)
Tax Bill	$8,883 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32200930003`

Property Details

APN / Parcel Number

Primary APN	`32200930003`
Alternative APNs	`WATE M:0322 B:0093 L:0003` `WBRY M:0322 B:0093 L:0003`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,596 sqft Living Area
Basement Area	1,532 sqft
Unfinished Basement	1,532 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1965
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	32200930003
Street Address	1108 E MAIN ST
City	WATERBURY
State	CT
Zip	06705-1088
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	CG
Legal Subdivision	PADDOCK VILLAGE
Legal Block	93
Legal Lot Number	3
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	3
Census Block	3008
Census Tract	351200

Owner

1108 E Main St, a triplex, is owned by a company that bought it in February 2023.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1274 49TH ST, BROOKLYN, NY 11219-3011
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRSTLOANS INC
May 4, 2018	Deed of Trust, Mortgage · Line of Credit SAVINGS BK/DANBURY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2023 · Amount on File
Deed Sale	Feb 2, 2023 · Amount on File
Prior Sale	Nov 23, 2020 · Amount on File
Deed Document Number	20231111
Deed Book / Page	8638 / 99
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Feb 2, 2023
Property Address	1108 E MAIN ST, WATERBURY, CT 06705-1088
Document Number	0008638-99
Book / Page	8638 / 99
Instrument Date	Jan 31, 2023
Instrument	202301111
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1274 49TH ST # 611, BROOKLYN, NY 11219-3011

Mortgage

Document Number	0202301112
Date	Feb 2, 2023
Instrument	2023-01112

Lender

Name	FIRSTLOANS INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	1108 E MAIN ST, WATERBURY, CT 06705-1088
Document Number	7784-296
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1108 E MAIN ST WATERBURY CT 067051039, WATERBURY, CT 06705-1039

Mortgage

Document Number	7784-296
Date	May 4, 2018
Book Page	007784/000296

Lender

Name	SAVINGS BK/DANBURY
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 3, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1108 E Main St was $8,883.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,883.00	$204,960 (-) Land $11,690 Building $193,270
2025		$204,960 Land $11,690 Building $193,270	$292,800 Land $16,700 Building $276,100
2024	$9,219.00 (-17%)
2023	$11,107.00	$204,960 Land $11,690 Building $193,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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