1075 E Main St, Waterbury, CT 06705 Property Records

Waterbury City property record for 1075 E Main St, Waterbury, CT 06705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,360 sqft · built 2006
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (May 2026)
Tax Bill	$6,650 (2026)
Deeds & Mortgages	May 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32200940013`

Property Details

APN / Parcel Number

Primary APN	`32200940013`
Alternative APNs	`WATE M:0322 B:0094 L:0013` `WBRY M:0322 B:0094 L:0013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
Basement Area	680 sqft
Unfinished Basement	680 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	32200940013
Street Address	1075 E MAIN ST
City	WATERBURY
State	CT
Zip	06705-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CG
Legal Block	94
Legal Lot Number	13
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	3
Census Block	3000
Census Tract	351200

Owner

1075 E Main St is owned and occupied by an individual who bought it in May 2026.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1075 E MAIN ST, WATERBURY, CT 06705-1040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Jun 7, 2007 · Amount on File
Deed Document Number	202613688
Deed Book / Page	9277 / 93
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	May 28, 2026
Property Address	1075 E MAIN ST, WATERBURY, CT 06705-1040
Document Number	0009277-93
Book / Page	9277 / 93
Instrument Date	May 26, 2026
Instrument	202613688
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 E MAIN ST, WATERBURY, CT 06705-1040

Mortgage

Date	May 28, 2026

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1075 E Main St was $6,650.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,650.00	$153,440 (-) Land $12,600 Building $140,840	$310,215 (+188.82%)
2025		$153,440 Land $12,600 Building $140,840	$107,408 Land $8,820 Building $98,588
2024	$6,902.00 (-16.99%)
2023	$8,315.00	$153,440 Land $12,600 Building $140,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1075 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1075 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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