1086 E Main St, Waterbury, CT 06705 Property Records

Waterbury City property record for 1086 E Main St, Waterbury, CT 06705

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4,816 sqft · built 1955
Lot Size0.21 acres (9,148 sqft)
OwnerCompany Name on File
Last Sale$715,000 (Jul 2026)
Tax Bill$11,641 (2026)
Deeds & MortgagesJul 2026 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN32200930002

Property Details

APN / Parcel Number

Primary APN32200930002
Alternative APNs
  • WATE M:0322 B:0093 L:0002
  • WBRY M:0322 B:0093 L:0002

Interior

Units2 Units
Building Area4,816 sqft Living Area
Basement Area1,344 sqft
Unfinished Basement1,344 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area9,148 sqft (0.21 acres)
Deck AreaDeck Area
Loading DockLoading Dock
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Account Number32200930002
Street Address1086 E MAIN ST
CityWATERBURY
StateCT
Zip06705-1039
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeCG
Legal Block93
Legal Lot Number2
JurisdictionWATERBURY CT
Township / Civil DivisionWATERBURY
Census Block Group3
Census Block3008
Census Tract351200

Owner

1086 E Main St, a commercial property, is owned by a company that bought it in July 2026.

Source: Waterbury City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address1086 E MAIN ST, WATERBURY, CT 06705-1039
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2026 · Amount on File
Deed SaleJul 2, 2026 · Amount on File
Deed Book / Page9295 / 22
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERBURY CT
Recording DateJul 2, 2026
Property Address1086 E MAIN ST, WATERBURY, CT 06705-1039
Document Number0000014883
Book / Page9295 / 22
Instrument DateJun 22, 2026
Instrument202614883
Transaction TypeTransfer
Record UpdatedSep 25, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

DateJul 2, 2026
Lender
NameICE LENDER HLDGS LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1086 E Main St was $11,641.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityWaterbury City
Unified School DistrictWaterbury School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,641.00$268,590 (-) Land $50,890 Building $217,700
2025$268,590 Land $50,890 Building $217,700$383,700 Land $72,700 Building $311,000
2024$12,081.00 (-17%)
2023$14,555.00$268,590 Land $50,890 Building $217,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1086 E Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1086 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERBURY WATER DEPARTMENT
serves 107,271 people · EPA ID CT1510011
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on E Main St

Nearby Streets

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