1108 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 1108 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 856 sqft · built 1909
Lot Size	0.127 acres (5,529 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Jan 2026)
Tax Bill	$2,860 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91-21-09-377-017`

Property Details

APN / Parcel Number

Primary APN	`91-21-09-377-017`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	856 sqft Building Perimeter
1st Floor Area	856 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Stucco
Roof Material	Other
Lot Area	5,529 sqft (0.127 acres)
Lot Dimensions	97 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1108 E MAIN ST
City	URBANA
State	IL
Zip	61802-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 SUB OF PT SE 1/4 SW 1/4 SEC. 9-19-9, AND LOTS 2-5 OF SAME GROUND
Legal Range	09E
Legal Township	19N
Legal Section	09
Legal Subdivision	SUB
Legal Lot Number	25
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1007
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6920 THAYER WAY, ORANGEVALE, CA 95662-3446
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Warranty Deed, Transfer · Non-Conforming Investor Loan IROQUOIS FSLA
Sep 17, 2019	Loan Modification, Mortgage · Conventional with PMI FIRST FED'L SVGS BK
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Deed Document Number	2026441
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 12, 2026
Property Address	1108 E MAIN ST, URBANA, IL 61802-2828
Document Number	0000000441
Map Reference	MB B PG 142
Instrument Date	Jan 7, 2026
Instrument	2026R00441
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6920 THAYER WAY, ORANGEVALE, CA 95662-3446

Mortgage

Document Number	0000000442
Date	Jan 12, 2026
Instrument	2026R00442

Lender

Name	IROQUOIS FSLA
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	1108 E MAIN ST, URBANA, IL 61802-2828
Document Number	0000015900
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211-211 1/2 BRADY LN URBANA IL 61802, URBANA, IL 61802

Mortgage

Document Number	0000015900
Date	Sep 25, 2019
Instrument	15900

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	CHAMPAIGN, IL 61824-1010

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Sep 24, 2029

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1108 E MAIN ST, URBANA, IL 61802-2828
Document Number	0000010002
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	ALLIED CAPITAL TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2809 SLAYBACK ST URBANA IL 618022286, URBANA, IL 61802-2286

Mortgage

Document Number	0000010002
Date	Jun 18, 2018
Instrument	10002

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jun 17, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,680 (+5.78%) Land $4,990 Building $30,690	$107,040 (+5.78%) Land $14,970 Building $92,070
2024	$2,860.00 (+18.28%) Homeowner's exemption	$33,730 (+19.02%) Land $4,720 Building $29,010	$101,190 (+19.02%) Land $14,160 Building $87,030
2022	$2,418.00 Homeowner's exemption	$28,340 Land $3,970 Building $24,370	$85,020 Land $11,910 Building $73,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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