1105 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 1105 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1903
Lot Size	0.79 acres (3,430 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Aug 2021)
Tax Bill	$3,514 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-126-005`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-126-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Building Perimeter
1st Floor Area	936 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	3,430 sqft (0.79 acres)
Lot Dimensions	98 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	832 sqft
Driveway	Concrete Driveway
Driveway Area	510 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1105 E MAIN ST
City	URBANA
State	IL
Zip	61802-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 3, PT 4 BLOCK 1 BUSEY AND DUNLAPS SUB
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	BUSEY AND DUNLAPS SUB
Legal Block	1
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4003
Census Tract	5500

Owner

1105 E Main St is owned by an individual who bought it in August 2021.

Source: Champaign County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	108 N COTTAGE GROVE AVE, URBANA, IL 61802-2814
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Aug 5, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Aug 18, 2004 · Amount on File
Deed Document Number	202120430
Prior Transfer Date	Jul 31, 2021
Prior Transfer Doc	0000018750
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 26, 2021
Property Address	1105 E MAIN ST, URBANA, IL 61802-2827
Document Number	0000020430
Map Reference	MB B PG 93-94
Instrument Date	Aug 17, 2021
Instrument	2021R20430
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 J COTTAGE GROVE AVE, J, URBANA, IL 61801

Mortgage

Document Number	0000020431
Date	Aug 26, 2021
Instrument	2021R20431

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4%

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 5, 2021
Property Address	1105 E MAIN ST, URBANA, IL 61802-2827
Document Number	0000018750
Map Reference	MB B PG93-94
Instrument Date	Jul 31, 2021
Instrument	2021R18750
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 N SUPERIOR AVE, DECATUR, GA 30033-5404

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,050 (+5.81%) Land $6,850 Building $29,200	$108,150 (+5.81%) Land $20,550 Building $87,600
2024	$3,514.00 (+6.32%)	$34,070 Land $6,470 Building $27,600	$102,210 Land $19,410 Building $82,800
2023	$3,305.00 (+6.72%)
2022	$3,097.00	$28,620 Land $5,430 Building $23,190	$85,860 Land $16,290 Building $69,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1105 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1105 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures