1104 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 1104 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,208 sqft · built 1924
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,000 (Jul 2020)
Tax Bill	$2,139 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`91-21-09-377-015`

Property Details

APN / Parcel Number

Primary APN	`91-21-09-377-015`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,208 sqft Building Perimeter
1st Floor Area	1,208 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Stucco
Roof Material	Other
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	97 ft deep x 118 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1104 E MAIN ST
City	URBANA
State	IL
Zip	61802-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 SUB OF PT SE 1/4 SW 1/4 SEC. 9-19-9, AND LOTS 2-5 OF SAME GROUND
Legal Range	09E
Legal Township	19N
Legal Section	09
Legal Subdivision	SUB
Legal Lot Number	27
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1007
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1104 E MAIN ST, URBANA, IL 61802-2828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU
Apr 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on Record
Deed Sale	Jul 7, 2020 · Amount on Record
Prior Sale	Apr 1, 2020 · Amount on Record
Deed Document Number	202012553
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 7, 2020
Property Address	1104 E MAIN ST, URBANA, IL 61802-2828
Document Number	0000012553
Map Reference	MB B PG 142-144
Instrument Date	Jun 22, 2020
Instrument	2020R12553
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1104 E MAIN ST, URBANA, IL 61802-2828

Mortgage

Document Number	0000012554
Date	Jul 7, 2020
Instrument	2020R12554

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 1, 2020
Property Address	1104 E MAIN ST, URBANA, IL 61802-2828
Document Number	0000005086
Instrument Date	Jan 29, 2016
Instrument	5086
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$65.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1201 E OREGON ST URBANA IL 618024434, URBANA, IL 61802-4434

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,070 (+26.01%) Land $10,360 Building $18,710	$87,210 (+26.01%) Land $31,080 Building $56,130
2024	$2,139.00 (+20.17%)
2022	$1,780.00 Homeowner's exemption Additional exemption filed	$23,070 Land $8,220 Building $14,850	$69,210 Land $24,660 Building $44,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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