1108 Cherry Ln, Sparta, IL 62286 Property Records

Randolph County property record for 1108 Cherry Ln, Sparta, IL 62286

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,500 (May 2020)
Tax Bill	$2,984 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-146-003-50`

Property Details

APN / Parcel Number

Primary APN	`19-146-003-50`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	1108 CHERRY LN
City	SPARTA
State	IL
Zip	62286-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	276/540 608/850 2017R03704 2020R01768 2020R01821 LOT 75 CHASE WOODS SUB DIV
Legal Subdivision	CHASE WOODS SUB DIV
Legal Lot Number	75
Jurisdiction	RANDOLPH IL
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2026
Census Tract	950600

Owner

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1108 CHERRY LN, SPARTA, IL 62286-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK/STEELEVILLE
May 17, 2023	Deed of Trust, Mortgage · FHA Mortgage HUD
May 27, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
May 28, 2020	Intrafamily Transfer, Transfer
Oct 17, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Oct 17, 2017 · Amount on Record
Deed Document Number	20201768
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	0000001821
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Recording Date	Aug 3, 2026
Property Address	1108 CHERRY LN, SPARTA, IL 62286-1004
Document Number	0000002350
Instrument Date	Jul 27, 2026
Instrument	20262350
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CHERRY LN, SPARTA, IL 62286-1004

Mortgage

Document Number	0000002350,
Date	Aug 3, 2026
Instrument	20262350

Lender

Name	FIRST NATIONAL BANK/STEELEVILLE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 5, 2031

Interest

Rate	8.25%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	1108 CHERRY LN, SPARTA, IL 62286-1004
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R01343
Date	May 17, 2023
Instrument	2023R01343

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jun 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	May 27, 2020
Property Address	1108 CHERRY LN, SPARTA, IL 62286-1004
Document Number	2020R01768
Map Reference	BK I PG 17
Instrument Date	May 21, 2020
Instrument	2020R01768
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CHERRY LN, SPARTA, IL 62286-1004

Mortgage

Document Number	2020R01769
Date	May 27, 2020
Instrument	2020R01769

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RANDOLPH IL
Recording Date	May 28, 2020
Property Address	1108 CHERRY LN, SPARTA, IL 62286-1004
Document Number	2020R01821
Map Reference	BK I PG 17
Instrument Date	May 21, 2020
Instrument	2020R01821
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1108 CHERRY LN, SPARTA, IL 62286-1004

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH IL
Recording Date	Oct 17, 2017
Property Address	1108 CHERRY LN, SPARTA, IL 62286-1004
Document Number	2017R03704
Map Reference	BK I PG 17
Instrument Date	Oct 10, 2017
Instrument	2017R03704
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Tax	$108.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Sparta City
Unified School District	Sparta Community Unit School District 140 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,984.00 (+8.23%) Homeowner's exemption	$37,460 (+6.83%) Land $7,115 Building $30,345	$112,380 (+6.83%) Land $21,345 Building $91,035
2024	$2,757.00 (+13.64%) Homeowner's exemption	$35,065 (+11.04%) Land $6,660 Building $28,405	$105,195 (+11.04%) Land $19,980 Building $85,215
2022	$2,426.00 Homeowner's exemption	$31,580 Land $4,115 Building $27,465	$94,740 Land $12,345 Building $82,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,395 people · EPA ID IL1570600
Water Source	Surface water
Last State Inspection	May 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Oct 2017
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wisper ISP.

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