1105 Cherry Ln, Sparta, IL 62286 Property Records

Randolph County property record for 1105 Cherry Ln, Sparta, IL 62286

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2018)
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-145-012-00`

Property Details

APN / Parcel Number

Primary APN	`19-145-012-00`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	1105 CHERRY LN
City	SPARTA
State	IL
Zip	62286-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	337/572 704/493 852/35 2013R04641 2018R01251 2024R02789 (TOD) LOT 70 CHASE WOODS S/D CITY OF SPARTA
Legal Subdivision	CHASE WOODS
Legal Lot Number	70
Jurisdiction	RANDOLPH IL
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2027
Census Tract	950600

Owner

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1105 CHERRY LN, SPARTA, IL 62286-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE
Apr 25, 2018	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2018 · Amount on Record
Deed Sale	Apr 25, 2018 · Amount on Record
Deed Document Number	20181251
Last Transfer Date	Oct 7, 2024
Transfer Doc	2024R02789
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	1105 CHERRY LN, SPARTA, IL 62286-1003
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00700
Date	Feb 5, 2021
Instrument	2021R00700

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH IL
Recording Date	Apr 25, 2018
Property Address	1105 CHERRY LN, SPARTA, IL 62286-1003
Document Number	2018R01251
Instrument Date	Apr 20, 2018
Instrument	2018R01251
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 CHERRY LN, SPARTA, IL 62286-1003

Mortgage

Document Number	2018R01252
Date	Apr 25, 2018
Instrument	2018R01252

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	1105 CHERRY LN, SPARTA, IL 62286-1003
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017R03626
Date	Oct 10, 2017
Instrument	2017R03626

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 5, 2018

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Sparta City
Unified School District	Sparta Community Unit School District 140 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,861.00 (+8.85%) Homeowner's exemption Senior Citizen's exemption	$51,705 (+6.83%) Land $6,425 Building $45,280	$155,115 (+6.83%) Land $19,275 Building $135,840
2024	$3,547.00 (+24.98%) Homeowner's exemption Senior Citizen's exemption	$48,400 (+18.28%) Land $6,015 Building $42,385	$145,200 (+18.28%) Land $18,045 Building $127,155
2022	$2,838.00 Homeowner's exemption Senior Citizen's exemption	$40,920 Land $2,850 Building $38,070	$122,760 Land $8,550 Building $114,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,395 people · EPA ID IL1570600
Water Source	Surface water
Last State Inspection	May 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Oct 2017
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wisper ISP.

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