1107 Cherry Ln, Sparta, IL 62286 Property Records

Randolph County property record for 1107 Cherry Ln, Sparta, IL 62286

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$23,182 (Oct 2016)
Tax Bill	$4,160 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-145-012-50`

Property Details

APN / Parcel Number

Primary APN	`19-145-012-50`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	1107 CHERRY LN
City	SPARTA
State	IL
Zip	62286-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	262/4 473/774 2016R02600 2016R03850 LOT 69 S 40' LOT 68 CHASE WOODS S/D CITY OF SPARTA
Legal Subdivision	CHASE WOODS SUB DIV
Legal Lot Number	68,69
Jurisdiction	RANDOLPH IL
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2027
Census Tract	950600

Owner

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1107 CHERRY LN, SPARTA, IL 62286-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 3, 2019	Deed of Trust, Mortgage · FHA Mortgage JLB CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2016 · Amount on Record
Deed Sale	Oct 18, 2016 · Amount on Record
Prior Sale	Jul 26, 2016
Deed Document Number	20163850
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	1107 CHERRY LN, SPARTA, IL 62286-1003
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 CHERRY LN, SPARTA, IL 62286-1003

Mortgage

Document Number	2025R03200
Date	Nov 4, 2025
Instrument	2025R03200

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.87%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	1107 CHERRY LN, SPARTA, IL 62286-1003
Transaction Type	Mortgage
Record Updated	Sep 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02828
Date	Sep 3, 2019
Instrument	2019R02828

Lender

Name	JLB CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Sparta City
Unified School District	Sparta Community Unit School District 140 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,160.00 (+7.86%) Homeowner's exemption	$49,855 (+6.82%) Land $6,830 Building $43,025	$149,565 (+6.82%) Land $20,490 Building $129,075
2024	$3,857.00 (+28.44%) Homeowner's exemption	$46,670 (+23.91%) Land $6,395 Building $40,275	$140,010 (+23.91%) Land $19,185 Building $120,825
2022	$3,003.00 Homeowner's exemption Additional exemption filed	$37,665 Land $4,955 Building $32,710	$112,995 Land $14,865 Building $98,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,395 people · EPA ID IL1570600
Water Source	Surface water
Last State Inspection	May 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Oct 2017
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wisper ISP.

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