1101 Cherokee, Spiro, OK 74959 Property Records

Le Flore County property record for 1101 Cherokee, Spiro, OK 74959

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,570 sqft · built 2000
Lot Size0.314 acres (13,678 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Sep 2025)
Tax Bill$1,824 (2025)
Deeds & MortgagesJan 2024 Mortgage
Sep 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN34523

Property Details

APN / Parcel Number

Primary APN34523
Alternative APN
  • U015-00-001-000-0-001-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,570 sqft Living Area
1st Floor Area1,570 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area13,678 sqft (0.314 acres)
Garage TypeMixed
Garage Area286 sqft
PorchSlab
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number34523
Street Address1101 CHEROKEE
CitySPIRO
StateOK
Zip74959-5001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSPIRO INDIAN HILLS ADD BLK 1 LOT 1 B1780 P265 B2069 P975
Legal Range25E
Legal Township09N
Legal Section22
Legal SubdivisionINDIAN HILLS
Legal Block1
Legal Lot Number1,B1780
JurisdictionLE FLORE OK
Township / Civil DivisionSPIRO
Census Block Group3
Census Block3038
Census Tract40299

Owner

Source: Le Flore County records · APN 34523

Assessment roll updated January 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1101 CHEROKEE, SPIRO, OK 74959-5001
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2024Deed of Trust, Mortgage · FHA Mortgage
FIRSTAR BANK NA
Sep 29, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF FORT SMITH
Dec 19, 2023Warranty Deed, Transfer · FHA Mortgage
FIRSTAR BANK NA
May 03, 2019Grant Deed, Transfer · Conventional Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2025 · Amount on Record
Deed SaleSep 29, 2025 · Amount on Record
Prior SaleJul 26, 2024 · Amount on Record
Deed Document Number20257026
Deed Book / Page2324 / 4
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE FLORE OK
Property Address1101 CHEROKEE, SPIRO, OK 74959-5001
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3301 S 96TH ST, FORT SMITH, AR 72903-5703

Mortgage

Document Number0022470749
DateJan 08, 2024
Book Page2247/749
Instrument157
Lender
NameFIRSTAR BANK NA
TypeBank
AddressMUSKOGEE, OK 74401
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLE FLORE OK
Recording DateSep 29, 2025
Property Address1101 CHEROKEE, SPIRO, OK 74959-5001
Document Number0023240004
Book / Page2324 / 4
Instrument DateSep 19, 2025
Instrument7026
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$337.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 CHEROKEE, SPIRO, OK 74959-5001

Mortgage

Document Number0000007027
DateSep 29, 2025
Instrument7027
Lender
NameFIRST NATIONAL BANK OF FORT SMITH
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLE FLORE OK
Recording DateDec 19, 2023
Property Address1101 CHEROKEE, SPIRO, OK 74959-5001
Document Number0022450602
Book / Page2245 / 602
Instrument DateDec 14, 2023
Instrument9098
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyADAMS ABSTRACT COMPANY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$294.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 CHEROKEE, SPIRO, OK 74959-5001

Mortgage

Document Number0000009099
DateDec 19, 2023
Instrument9099
Lender
NameFIRSTAR BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Mortgage

Document Number0022450621
DateDec 19, 2023
Book Page2245/621
Instrument9100
Lender
NameOKLAHOMA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressOKLAHOMA CITY, OK 73116
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLE FLORE OK
Recording DateMay 03, 2019
Property Address1101 CHEROKEE, SPIRO, OK 74959-5001
Document Number0020690975
Book / Page002069 / 000975
Instrument DateMay 03, 2019
Instrument3032
Transaction TypeTransfer
Record UpdatedMay 30, 2019
Title CompanyADAMS TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1101 CHEROKEE SPIRO OK 749595001, SPIRO, OK 74959-5001

Mortgage

Document Number20690977
DateMay 03, 2019
Book Page002069/000977
Instrument3033
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 02, 2049

Tax Assessment & Valuation

Source: Le Flore County records · Assessment roll updated January 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyLe Flore County
MunicipalitySpiro Town
Unified School DistrictSpiro Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,824.00 (-5.44%) Homeowner's exemption$21,560 (-) Land $1,962 Building $19,598$216,500 (+10.46%) Land $19,700 Building $196,800
2024$1,929.00 (+51.06%)$21,560 (+43.28%) Land $990 Building $20,570$196,000 (+43.28%) Land $9,000 Building $187,000
2023$1,277.00 Homeowner's exemption$15,047 Land $881 Building $14,166$136,791 Land $8,010 Building $128,781

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimMar 2018 · other causes

Wildfire

Wildfire RiskHigh
above 76% of the US · above 46% of Oklahoma
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Dobson Technologies
Fiber
10,000 / 10,000
Optimum Communications
Cable
940 / 35
Circle B Wireless
Fixed Wireless
400 / 100
360 Communications, Inc. (OK, AR & TX)
Fixed Wireless
100 / 25

May also be available: Verizon.

Based on FCC filings for 71 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPIRO
serves 2,200 people
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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