Osceola County property record for 1108 10th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Commercial > Retail > Restaurant |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2005 |
| Square Footage | 650 sqft Heated Area |
| Lot Size | 3,049 sqft (0.069 acres) |
| Last Sale | $380,000 (2024) |
| Tax Bill | $5,484.00 (2025) |
| Primary APN | 77642 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 650 sqft Heated Area |
| Gross Area | 2,010 sqft Gross Area |
| 1st Floor | 650 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block Exterior |
| Fire Resistance Class | Buildings having fireproofed reinforced concrete frames carrying all wall, floor and roof loads which are all non-combustible. |
| Foundation Type | Footing Foundation |
| Roof Construction | Wood Truss Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,049 sqft (0.069 acres) |
| Depth X Width | 125 ft x 30 ft Depth x Width |
| Porch | Enclosed Porch |
| Porch Area | 1,630 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 77642 |
|---|---|
| Street Address | 1108 10TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3342 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Restaurant |
| Legal Description | LAMB RES OF BLK 128 PB 1 PG 97 S 105 FT OF LOT 4 & S 105 FT OF THE W 10.75 FT OF LOT 3 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD DOWNTOWN BUSINESS DISTRICT |
| Legal Tract | 1 |
| Legal Block | 128 |
| Legal Lot Number | 2-4 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 43500 |
Source: Osceola County records · APN 77642
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5027 WHITEWATER WAY, SAINT CLOUD, FL 34771-7968 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 01, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Jun 29, 2022 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Feb 19, 2019 | Warranty Deed, Transfer CORE TITLE SERVICES LLC, CORE TITLE SVCS LLC |
| Nov 16, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 25, 2024 · Amount on Record |
| Deed Sale | Oct 25, 2024 · Amount on Record |
| Prior Sale | Jun 29, 2022 |
| Deed Doc Number | 2024136238 |
| Deed Book / Page | 6685 / 1 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1108 10TH ST, SAINT CLOUD, FL 34769-3342 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1108 10TH ST, SAINT CLOUD, FL 34769-3342 |
| Document Number | 0062232702 |
|---|---|
| Date | Jun 01, 2022 |
| Book Page | 6223/2702 |
| Instrument | 2022085278 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | KISSIMMEE, FL 34743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 29, 2022 |
| Property Address | 1108 10TH ST, SAINT CLOUD, FL 34769-3342 |
| Document Number | 0062422813 |
| Book / Page | 6242 / 2813 |
| Map Reference | MB 1 PG 99 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022101805 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7110 INDIANGRASS RD, 7110, HARMONY, FL 34773-6067 |
| Name | Verified Name |
|---|---|
| Address | 7110 INDIANGRASS RD, SAINT CLOUD, FL 34773-6067 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 19, 2019 |
| Property Address | 1108 10TH ST, SAINT CLOUD, FL 34769-3342 |
| Document Number | 0054790797 |
| Book / Page | 005479 / 000797 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 21225 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | CORE TITLE SERVICES LLC, CORE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,393.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 7110 INDIAN GRASS RD ST CLOUD FL 347736067, ST CLOUD, FL 34773-6067 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 16, 2018 |
| Property Address | 1108 10TH ST, SAINT CLOUD, FL 34769-3342 |
| Document Number | 0054341642 |
| Book / Page | 005434 / 001642 |
| Instrument Date | Nov 05, 2018 |
| Instrument | 169496 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $560.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 813 NEW YORK AVE ST CLOUD FL 347693359, ST CLOUD, FL 34769-3359 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,484.00 (+94.95%) | $306,400 (+96.16%) Land $29,000 Building $277,400 | $306,400 (+96.16%) Land $29,000 Building $277,400 |
| 2023 | $2,813.00 (+9.75%) | $156,200 (+8.02%) Land $24,200 Building $132,000 | $156,200 (+8.02%) Land $24,200 Building $132,000 |
| 2022 | $2,563.00 | $144,600 Land $20,100 Building $124,500 | $144,600 Land $20,100 Building $124,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the St. Cloud Downtown Historic District listed 2023 · 177 contributing resources · NRIS 100009031 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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