1106 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1106 10th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1995
Square Footage	2,192 sqft Heated Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2002)
Tax Bill	$2,781.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01263000010128001A`
Alternative APN	`77640`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,192 sqft Heated Area
Gross Area	2,754 sqft Gross Area
1st Floor	2,192 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1995
Exterior Material	Concrete Block Exterior
Fire Resistance Class	Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Foundation Type	Footing Foundation
Roof Construction	Wood Truss Roof Construction
Roof Material	Metal Roof
Lot Area	6,970 sqft (0.16 acres)
Depth X Width	125 ft x 49 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached - Finished Garage
Garage Area	324 sqft Garage
Porch	Open Porch
Porch Area	238 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	77640
Street Address	1106 10TH ST
City	SAINT CLOUD
State	FL
Zip	34769-3332
Property Usage	Commercial Property Usage
Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal Description	LAMB RESUB PB 1 PG 97 BLK 128 LOTS 1, 2, E 9.25 FT LOT 3, N 20 FT OF LOT 4 & W 10.75 FT OF THE N 20 FT OF LOT 3 02/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD DOWNTOWN BUSINESS DISTRICT
Legal Tract	1
Legal Block	128
Legal Lot Number	1-4 2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2000
Census Tract	43500

Owner

Source: Osceola County records · APN 01263000010128001A

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	1106 10TH ST # C, C, SAINT CLOUD, FL 34769-3332
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2002 · Amount on Record
Deed Sale	Oct 14, 2002 · Amount on Record
Deed Doc Number	0212800317
Deed Book / Page	02128 / 00317
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,781.00 (+5.46%) Homeowner's exemption	$198,500 (+5.14%) Land $59,600 Building $138,900	$198,500 (+5.14%) Land $59,600 Building $138,900
2023	$2,637.00 (-7.12%) Homeowner's exemption	$188,800 (+15.05%) Land $49,700 Building $139,100	$188,800 (+15.05%) Land $49,700 Building $139,100
2022	$2,839.00	$164,100 Land $41,400 Building $122,700	$164,100 Land $41,400 Building $122,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the St. Cloud Downtown Historic District listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.