1018 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1018 10th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 1995
Square Footage5,891 sqft Gross Area
Lot Size34,717 sqft (0.797 acres)
Last Sale$312,100 (2017)
Tax Bill$7,244.00 (2024)

Property Details

APN / Parcel Number

Primary APN02-26-30-0552-0001-0010
Alternative APNs
  • 263002055200010010
  • 164786

Interior

Building Area5,891 sqft Gross Area
1st Floor5,891 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureUnfinished Interior Structure

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1995
Exterior MaterialBrick Exterior
Fire Resistance ClassBuildings having fireproofed reinforced concrete frames carrying all wall, floor and roof loads which are all non-combustible.
Roof ConstructionFlat Roof Construction
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area34,717 sqft (0.797 acres)
Porch Area301 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1018 10TH ST
CitySAINT CLOUD
StateFL
Zip34769-3341
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionMOODYS CORNER PB 21 PG 113 LOT 1
Legal Range30E
Legal Township26S
Legal Section02
Legal SubdivisionMOODYS CORNER
Legal Tract552
Legal Block10
Legal Lot Number1
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4005
Census Tract43500

Owner

Source: Osceola County records · APN 02-26-30-0552-0001-0010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1003 FLORIDA AVE, SAINT CLOUD, FL 34769-3717
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2020Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BANK NA
Jul 26, 2017Deed, Transfer
ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 26, 2017 · Amount on Record
Deed SaleJul 26, 2017 · Amount on Record
Prior SaleMar 02, 2007 · Amount on Record
Deed Doc Number2017108396
Deed Book / Page5184 / 2513
Record RefreshedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1022 10TH ST, SAINT CLOUD, FL 34769-3330
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057670144
DateAug 03, 2020
Book Page5767/144
Instrument2020100966
Lender
NameCENTERSTATE BANK NA
TypeBank
AddressSAINT CLOUD, FL 34771
Agreement
TypeLine of Credit
AmountAmount Recorded

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionOSCEOLA FL
Recording DateJul 26, 2017
Property Address1022 10TH ST, SAINT CLOUD, FL 34769-3330
Document Number0051842513
Book / Page5184 / 2513
Map ReferenceMB21 PG113
Instrument DateJul 19, 2017
Instrument2017108396
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$2,184.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,119.00 (+12.08%)$592,600 (+32.25%) Land $280,300 Building $312,300$592,600 (+32.25%) Land $280,300 Building $312,300
2024$7,244.00 (+10.61%)
2023$6,549.00 (+18.17%)$448,100 (+35.01%) Land $233,700 Building $214,400$448,100 (+35.01%) Land $233,700 Building $214,400
2022$5,542.00$331,900 Land $194,800 Building $137,100$331,900 Land $194,800 Building $137,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the St. Cloud Downtown Historic District
listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on 10th St

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