11076 Cebada Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 11076 Cebada Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,718 sqft · built 2004
Lot Size	4.31 acres (187,744 sqft)
Owner	2 Company Names on File
Last Sale	$140,000 (Jun 1998)
Tax Bill	$7,943 (2025)
Deeds & Mortgages	Apr 2026 Transfer Oct 2019 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-231-034`

Property Details

APN / Parcel Number

Primary APN	`050-231-034`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,718 sqft Living Area
1st Floor Area	2,718 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	187,744 sqft
Terrain	Steep
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	11076 CEBADA RD
City	ATASCADERO
State	CA
Zip	93422-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CY ATAS PM 39/87 PAR 6
Legal Subdivision	AT84-157
Legal Block	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2018
Census Tract	12706

Owner

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	31 SLEEPY LN, GRANGEVILLE, ID 83530-5130
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Oct 24, 2019	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Oct 18, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 1998 · Amount on Record
Deed Sale	Jun 22, 1998 · Amount on Record
Deed Document Number	199837510
Last Transfer Date	Apr 24, 2026
Transfer Doc	0000013118
Record Updated	Sep 20, 2026

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 29, 2026
Property Address	11076 CEBADA RD, ATASCADERO, CA 93422-1120
Document Number	0000013118
Instrument Date	Apr 24, 2026
Instrument	202613118
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	31 SLEEPY LN, GRANGEVILLE, ID 83530-5130

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	11076 CEBADA RD, ATASCADERO, CA 93422-1120
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047135
Date	Oct 24, 2019
Instrument	2019047135

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	926 Months
Due	Dec 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.83%
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	11076 CEBADA RD, ATASCADERO, CA 93422-1120
Document Number	0000047136
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11076 CEBADA RD ATASCADERO CA 934221120, ATASCADERO, CA 93422-1120

Mortgage

Document Number	0000047136
Date	Oct 24, 2019
Instrument	47136

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Oct 23, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.83%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$709,354 (+2%) Land $143,773 Building $565,581
2025	$7,943.00 (+4.84%)	$695,446 (+4.04%) Land $140,954 Building $554,492
2024	$7,576.00 (+1.11%)
2023	$7,493.00 (+1.27%) Homeowner's exemption	$668,443 Land $135,482 Building $532,961
2022	$7,399.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Ranch WiFi, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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