10910 Cebada Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 10910 Cebada Rd, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,202 sqft · built 1989
Lot Size4 acres (174,240 sqft)
OwnerCompany Name on Record
Last Sale$499,000 (May 1999)
Tax Bill$8,855 (2025)
Deeds & MortgagesDec 2021 Transfer
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN050-231-026

Property Details

APN / Parcel Number

Primary APN050-231-026

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,202 sqft Living Area
1st Floor Area3,202 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTraditional
Construction TypeWood
Lot Area174,240 sqft
TerrainCombination
Parking Spaces3 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address10910 CEBADA RD
CityATASCADERO
StateCA
Zip93422-1120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionCY ATAS PM 39/87 PAR 7
Legal SubdivisionPARCEL MAP AT-84-157
Legal Block2
Legal Lot NumberB
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group2
Census Block2018
Census Tract12706

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10910 CEBADA RD, ATASCADERO, CA 93422-1120
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Intrafamily Transfer, Transfer
Jun 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 1999 · Amount on Record
Deed SaleMay 13, 1999 · Amount on Record
Deed Document Number199934167
Last Transfer DateAug 3, 2021
Transfer Doc0000055525
Record UpdatedSep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 15, 2021
Property Address10910 CEBADA RD, ATASCADERO, CA 93422-1120
Document Number0000081791
Map ReferenceMB 39 PG 87
Instrument DateDec 6, 2021
Instrument2021081791
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address10910 CEBADA RD, ATASCADERO, CA 93422-1120

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address10910 CEBADA RD, ATASCADERO, CA 93422-1120
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10910 CEBADA RD, ATASCADERO, CA 93422-1120

Mortgage

Document Number0000040607
DateJun 3, 2021
Instrument2021040607
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$797,911 (+2%) Land $287,822 Building $510,089
2025$8,855.00 (+4.93%) Homeowner's exemption$782,267 (+4.04%) Land $282,179 Building $500,088
2023$8,439.00 (+1.27%) Homeowner's exemption$751,893 Land $271,223 Building $480,670
2022$8,333.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 56% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: AT&T, Ranch Wifi, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cebada Rd

Nearby Streets

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