10905 Cebada Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 10905 Cebada Rd, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,963 sqft · built 1987
Lot Size4.13 acres (179,902 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (Sep 2018)
Tax Bill$6,227 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-271-034

Property Details

APN / Parcel Number

Primary APN050-271-034

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area1,963 sqft Living Area

Exterior

Year BuiltBuilt 1987
Construction TypeWood
Lot Area179,902 sqft (4.13 acres)
TerrainOther
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10905 CEBADA RD
CityATASCADERO
StateCA
Zip93422-1120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionCY ATAS PM 45/84 PAR 1 LESS RD
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group2
Census Block2018
Census Tract12706

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10905 CEBADA RD, ATASCADERO, CA 93422-1120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2018 · Amount on Record
Deed SaleSep 26, 2018 · Amount on Record
Deed Document Number2018039781
Record UpdatedJun 8, 2026

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 26, 2018
Property Address10905 CEBADA RD, ATASCADERO, CA 93422-1120
Document Number0000039781
Map ReferenceMB45 PG84
Instrument DateAug 22, 2018
Instrument2018039781
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10905 CEBADA RD, ATASCADERO, CA 93422-1120

Mortgage

Document Number0000039782
DateSep 26, 2018
Instrument2018039782
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,227.00 (+4.96%) Homeowner's exemption$552,178 (+4.04%) Land $306,766 Building $245,412
2023$5,933.00 (+1.28%) Homeowner's exemption$530,737 Land $294,854 Building $235,883
2022$5,858.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 57% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: AT&T, Ranch Wifi, Spectrum, Verizon.

Nearby Properties on Cebada Rd

Nearby Streets

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