1107 Saddlebrook Dr, Bloomington, IL 61704 Property Records

McLean County property record for 1107 Saddlebrook Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,625 sqft · built 1999
Lot Size	0.444 acres (19,337 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jul 2022)
Tax Bill	$12,182 (2024)
Deeds & Mortgages	Sep 2022 Transfer Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-12-427-009`

Property Details

APN / Parcel Number

Primary APN	`21-12-427-009`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,625 sqft Living Area
Gross Area	5,356 sqft
1st Floor Area	1,772 sqft
Basement Area	1,279 sqft
Finished Basement	1,279 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	19,337 sqft (0.444 acres)
Lot Dimensions	185 ft deep x 53 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	731 sqft
Parking Spaces	3 Parking Spaces
Pool Area	384 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1107 SADDLEBROOK DR
City	BLOOMINGTON
State	IL
Zip	61704-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 46 WHITE EAGLE 1ST ADD
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	WHITE EAGLE 1ST ADD
Legal Lot Number	46
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1009
Census Tract	1108

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1107 SADDLEBROOK DR, BLOOMINGTON, IL 61704-4822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jan 19, 2022	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Jan 19, 2022
Deed Document Number	202213216
Last Transfer Date	Aug 22, 2022
Transfer Doc	0000015869
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Sep 6, 2022
Property Address	1107 SADDLEBROOK DR, BLOOMINGTON, IL 61704-4822
Document Number	202200015869
Map Reference	DOC 98-30641
Instrument Date	Aug 22, 2022
Instrument	2022-00015869
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	301 N BLAIR DR, NORMAL, IL 61761-1877

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 27, 2022
Property Address	1107 SADDLEBROOK DR, BLOOMINGTON, IL 61704-4822
Document Number	202200013216
Map Reference	DOC 98-30641
Instrument Date	Jul 18, 2022
Instrument	2022-00013216
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 SADDLEBROOK DR, BLOOMINGTON, IL 61704-4822

Mortgage

Document Number	202200013217
Date	Jul 27, 2022
Instrument	2022-00013217

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

January 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 19, 2022
Property Address	1107 SADDLEBROOK DR, BLOOMINGTON, IL 61704-4822
Document Number	202200001069
Map Reference	DOC 98-30641
Instrument Date	Jan 7, 2022
Instrument	2022-00001069
Transaction Type	Foreclosure
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6 FOX CREEK RD, TOWANDA, IL 61776-7565

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,583 (+31.67%) Land $29,463 Building $135,120	$493,749 (+31.67%) Land $88,389 Building $405,360
2024	$12,182.00 (+22.49%)
2023	$9,945.00 (+9.57%)	$124,997 (+17.04%) Land $22,377 Building $102,620	$374,991 (+17.04%) Land $67,131 Building $307,860
2022	$9,076.00	$106,801 Land $19,120 Building $87,681	$320,403 Land $57,360 Building $263,043

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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