1103 Saddlebrook Dr, Bloomington, IL 61704 Property Records

McLean County property record for 1103 Saddlebrook Dr, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,545 sqft · built 2000
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Tax Bill$8,479 (2024)
Deeds & MortgagesJul 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-12-427-007

Property Details

APN / Parcel Number

Primary APN21-12-427-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,545 sqft Living Area
Gross Area3,133 sqft
1st Floor Area1,247 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions129 ft deep x 90 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Patio Area196 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1103 SADDLEBROOK DR
CityBLOOMINGTON
StateIL
Zip61704-4822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionLOT 41 WHITE EAGLE 1ST ADD
Legal Range02E
Legal Township23N
Legal Section12
Legal SubdivisionWHITE EAGLE 1ST ADD
Legal Lot Number41
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1009
Census Tract1108

Owner

1103 Saddlebrook Dr is owned and occupied by an individual.

Source: McLean County records, as of April 8, 2026

Owner of RecordIndividual Name on File
Mailing Address1103 SADDLEBROOK DR, BLOOMINGTON, IL 61704-4822
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1103 SADDLEBROOK DR, BLOOMINGTON, IL 61704-4822
Transaction TypeMortgage
Record UpdatedAug 3, 2022
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200013128
DateJul 26, 2022
Instrument2022-00013128
Lender
NameIAA CU
TypeCredit Union
AddressBLOOMINGTON, IL 61702
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$121,736 Land $24,512 Building $97,224$365,208 Land $73,536 Building $291,672
2024$8,479.00 (+24.56%)
2023$6,807.00$92,455 Land $18,616 Building $73,839$277,365 Land $55,848 Building $221,517

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1103 Saddlebrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1103 Saddlebrook Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Pavlov Media.

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