1005 Saddlebrook Dr, Bloomington, IL 61704 Property Records

McLean County property record for 1005 Saddlebrook Dr, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,500 sqft · built 1997
Lot Size0.386 acres (16,807 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Oct 2023)
Tax Bill$9,311 (2024)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-12-427-001

Property Details

APN / Parcel Number

Primary APN21-12-427-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,500 sqft Living Area
Gross Area3,272 sqft
1st Floor Area1,420 sqft
Basement Area528 sqft
Finished Basement528 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area16,807 sqft (0.386 acres)
Lot Dimensions129 ft deep x 130 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1005 SADDLEBROOK DR
CityBLOOMINGTON
StateIL
Zip61704-4820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionLOT 19 WHITE EAGLE SUB
Legal Range02E
Legal Township23N
Legal Section12
Legal SubdivisionWHITE EAGLE SUB
Legal Lot Number19
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1009
Census Tract1108

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1005 SADDLEBROOK DR, BLOOMINGTON, IL 61704-4820
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2023 · Amount on Record
Deed SaleOct 5, 2023 · Amount on Record
Prior SaleMay 1, 2008 · Amount on Record
Deed Document Number202313638
Prior Transfer DateMay 19, 2008
Prior Transfer Doc0000014428
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateOct 5, 2023
Property Address1005 SADDLEBROOK DR, BLOOMINGTON, IL 61704-4820
Document Number202300013638
Map ReferenceDOC 96-24901
Instrument DateSep 27, 2023
Instrument2023-00013638
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1005 SADDLEBROOK DR, BLOOMINGTON, IL 61704-4820

Mortgage

Document Number202300013639
DateOct 5, 2023
Instrument2023-00013639
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053
Interest
Rate TypeFixed Rate
Rate6.92%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$132,550 (+31.67%) Land $28,464 Building $104,086$397,650 (+31.67%) Land $85,392 Building $312,258
2024$9,311.00 (+17.68%)
2023$7,912.00 (+16.35%)$100,668 (+17.04%) Land $21,618 Building $79,050$302,004 (+17.04%) Land $64,854 Building $237,150
2022$6,800.00$86,013 Land $18,471 Building $67,542$258,039 Land $55,413 Building $202,626

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Pavlov Media.

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