Onslow County property record for 1107 Duchess Ln, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,425 sqft · built 1975 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Oct 2020) |
| Tax Bill | $1,319 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage May 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1312-35.1 |
| Primary APN | 1312-35.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,425 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 147 ft deep x 92 ft wide |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 464920000 |
|---|---|
| Street Address | 1107 DUCHESS LN |
| City | HUBERT |
| State | NC |
| Zip | 28539-3829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB |
| Legal Description | DUCHESS LN |
| Legal Lot Number | N |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 105 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1107 DUCHESS LN, HUBERT, NC 28539-3829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK |
| May 5, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 17, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 1, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on Record |
| Deed Sale | Oct 1, 2020 · Amount on Record |
| Prior Sale | Aug 27, 1986 · Amount on Record |
| Deed Book / Page | 5278 / 577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Oct 1, 2020 |
| Property Address | 1107 DUCHESS LN, HUBERT, NC 28539-3829 |
| Document Number | 0052780577 |
| Book / Page | 5278 / 577 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 601 W BROAD ST, 601, SWANSBORO, NC 28584-9655 |
| Name | Verified Name |
|---|---|
| Address | 1107 DUCHESS LN, HUBERT, NC 28539-3829 |
| Document Number | 0005278581 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 5278/581 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 5, 2020 |
| Property Address | 1107 DUCHESS LN, HUBERT, NC 28539-3829 |
| Document Number | 0051580959 |
| Book / Page | 005158 / 000959 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 W BROAD ST SWANSBORO NC 285849655, SWANSBORO, NC 28584-9655 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 17, 2019 |
| Property Address | 1107 DUCHESS LN, HUBERT, NC 28539-3829 |
| Document Number | 0049460832 |
| Book / Page | 004946 / 000832 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 W BROAD ST SWANSBORO NC 285849655, SWANSBORO, NC 28584-9655 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 1, 2017 |
| Property Address | 1107 DUCHESS LN, HUBERT, NC 28539-3829 |
| Document Number | 0046530452 |
| Book / Page | 004653 / 000452 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 638 EMMETT LN MAYSVILLE NC 28555, MAYSVILLE, NC 28555 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,319.00 | $267,761 (+32.88%) Land $50,000 Building $217,761 | $267,761 (+32.88%) Land $50,000 Building $217,761 |
| 2023 | $1,319.00 | $201,500 Land $40,000 Building $161,500 | $201,500 Land $40,000 Building $161,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 114 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 19 (1996–2018) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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