Onslow County property record for 1103 Duchess Ln, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,773 sqft · built 1968 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,000 (Dec 2019) |
| Tax Bill | $1,011 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1313B-57 |
| Primary APN | 1313B-57 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,773 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 456637000 |
|---|---|
| Street Address | 1103 DUCHESS LN |
| City | HUBERT |
| State | NC |
| Zip | 28539-3828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | L2 S1 BD QUEENS VILLAGE |
| Legal Subdivision | QUEENS VILLAGE SEC 1 |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 105 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7219 SPROUSE CT, GLEN BURNIE, MD 21060-8903 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 17, 2019 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 28, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on Record |
| Deed Sale | Dec 17, 2019 · Amount on Record |
| Prior Sale | Apr 28, 2017 · Amount on Record |
| Deed Book / Page | 5074 / 900 |
| Prior Transfer Date | Jul 14, 2009 |
| Prior Transfer Doc | 0032700499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 1103 DUCHESS LN, HUBERT, NC 28539-3828 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0053330306 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 5333/306 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 17, 2019 |
| Property Address | 1103 DUCHESS LN, HUBERT, NC 28539-3828 |
| Document Number | 0050740900 |
| Book / Page | 5074 / 900 |
| Map Reference | MB 8 PG 62 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1103 DUCHESS LN, 1103, HUBERT, NC 28539-3828 |
| Name | Verified Name |
|---|---|
| Address | 1103 DUCHESS LN, HUBERT, NC 28539-3828 |
| Investor | Possibly a Property Investor |
| Document Number | 0005074903 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 5074/903 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Apr 28, 2017 |
| Property Address | 1103 DUCHESS LN, HUBERT, NC 28539-3828 |
| Document Number | 0046080818 |
| Book / Page | 4608 / 818 |
| Map Reference | MB8 PG62 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 4608-818 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $174.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1103 DUCHESS LN, HUBERT, NC 28539-3828 |
| Document Number | 4608821 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 4608-821 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 5-Year TN |
| Max Rate | 6% |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,011.00 | $197,086 (+27.57%) Land $50,000 Building $147,086 | $197,086 (+27.57%) Land $50,000 Building $147,086 |
| 2025 | $1,011.00 | $154,492 (-) Land $40,000 Building $114,492 | $154,492 (-) Land $40,000 Building $114,492 |
| 2023 | $1,011.00 | $154,492 Land $40,000 Building $114,492 | $154,492 Land $40,000 Building $114,492 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 114 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 19 (1996–2018) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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