1105 Duchess Ln, Hubert, NC 28539 Property Records

Onslow County property record for 1105 Duchess Ln, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1967
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Aug 2010)
Tax Bill	$1,253 (2023)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1313B-58`

Property Details

APN / Parcel Number

Primary APN	`1313B-58`
Alternative APNs	`400027487` `009953`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	400027487
Old Parcel Number	1313B 58,
Street Address	1105 DUCHESS LN
City	HUBERT
State	NC
Zip	28539-3829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	L3 S1 BD QUEENS VILLAGE
Legal Subdivision	QUEENS VILLAGE SEC 1
Legal Block	D
Legal Lot Number	3
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	3
Census Block	3006
Census Tract	105

Owner

Source: Onslow County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1105 DUCHESS LN, HUBERT, NC 28539-3829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2010 · Amount on Record
Deed Sale	Aug 13, 2010 · Amount on Record
Deed Document Number	0003455222
Deed Book / Page	3455 / 222
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	1105 DUCHESS LN, HUBERT, NC 28539-3829
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 DUCHESS LN, HUBERT, NC 28539-3829

Mortgage

Document Number	0055530290
Date	Aug 26, 2021
Book Page	5553/290

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,253.00	$191,404 Land $40,000 Building $151,404	$191,404 Land $40,000 Building $151,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 114 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	19 (1996–2018)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 15 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20