Pontotoc County property record for 1106 S Cherry St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,212 sqft · built 1940 |
| Lot Size | 0.201 acres (8,775 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,000 (Jun 2024) |
| Tax Bill | $1,862 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Construction Loan Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14693 |
| Primary APN | 14693 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 1,212 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,775 sqft (0.201 acres) |
| Lot Dimensions | 135 ft deep x 65 ft wide |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 14693 |
|---|---|
| Street Address | 1106 S CHERRY ST |
| City | ADA |
| State | OK |
| Zip | 74820-8134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W/2 S/2 LOT 16 SOUTHSIDE ADDITION |
| Legal Subdivision | SOUTHSIDE -ADA SD- NW 4-3-6 |
| Legal Lot Number | 16 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 89300 |
Source: Pontotoc County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1106 S CHERRY ST, ADA, OK 74820-8134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2023 | Warranty Deed, Transfer · Construction Mortgage FIRST UNITED BANK & TRUST CO |
| Aug 3, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Jan 14, 2021 | Warranty Deed, Transfer · Stand-Alone Second Mortgage FIRST UNITED BANK & TRUST CO |
| Nov 2, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF ADA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on Record |
| Deed Sale | Jun 28, 2024 · Amount on Record |
| Prior Sale | Jul 10, 2023 · Amount on Record |
| Deed Document Number | 20243454 |
| Deed Book / Page | 3804 / 143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jul 10, 2023 |
| Property Address | 1106 S CHERRY ST, ADA, OK 74820-8134 |
| Document Number | 0003714/71 |
| Book / Page | 3714 / 71 |
| Instrument Date | Jul 10, 2023 |
| Instrument | I-2023-003493 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Title Company | NOT AVAILABLE, HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 ARLINGTON CTR, ADA, OK 74820-2883 |
| Document Number | 003719/265 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 3719/265 |
| Instrument | I-2023-003901 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 27, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 1106 S CHERRY ST, ADA, OK 74820-8134 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 500 FULLVIEW DR, ADA, OK 74820-4470 |
| Document Number | 3529/156 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 3529/156 |
| Instrument | 2021-004828 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jan 14, 2021 |
| Property Address | 1106 S CHERRY ST, ADA, OK 74820-8134 |
| Document Number | 003465/290 |
| Book / Page | 3465 / 290 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 2021-000242 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 FULLVIEW DR, ADA, OK 74820-4470 |
| Document Number | 2021000243 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2021-000243 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 1106 S CHERRY ST, ADA, OK 74820-8134 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|---|
| Address | 301 S JOHNSTON ST, ADA, OK 74820-6329 |
| Document Number | 3257/276 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 3257/276 |
| Instrument | 2018-005939 |
| Name | CITIZENS BANK OF ADA |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 20, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,882 (+0.01%) Land $1,980 Building $15,902 | $149,015 (+0.01%) Land $16,500 Building $132,515 | |
| 2025 | $1,862.00 (+1.31%) | $17,880 (+65.74%) Land $2,100 Building $15,780 | $149,000 (+65.74%) Land $17,500 Building $131,500 |
| 2024 | $1,838.00 (+112.49%) | $10,788 (+28.61%) Land $1,500 Building $9,288 | $89,900 (+28.61%) Land $12,500 Building $77,400 |
| 2023 | $865.00 | $8,388 Land $1,500 Building $6,888 | $69,900 Land $12,500 Building $57,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2021–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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