1025 S Cherry St, Ada, OK 74820 Property Records

Pontotoc County property record for 1025 S Cherry St, Ada, OK 74820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,070 sqft · built 1939
Lot Size0.216 acres (9,425 sqft)
OwnerIndividual Name on File
Last Sale$87,400 (Aug 2021)
Tax Bill$1,111 (2025)
Deeds & MortgagesJun 2022 Transfer
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14704

Property Details

APN / Parcel Number

Primary APN14704
Alternative APN
  • 0290-00-000-018-0-003-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,070 sqft Living Area
1st Floor Area1,070 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1983
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,425 sqft (0.216 acres)
Lot Dimensions145 ft deep x 65 ft wide
PorchSlab
Porch Area90 sqft
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater

Location & Zoning

Account Number14704
Street Address1025 S CHERRY ST
CityADA
StateOK
Zip74820-8131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS/2 E/2 LOT 18 SOUTHSIDE ADDITION
Legal SubdivisionSOUTHSIDE -ADA SD- NW 4-3-6
Legal Lot Number18
JurisdictionPONTOTOC OK
Township / Civil DivisionADA
Census Block Group3
Census Block3003
Census Tract89300

Owner

1025 S Cherry St is owned by an individual who acquired it in June 2022.

Source: Pontotoc County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2100 HAWK CIR, ADA, OK 74820-6001
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Transfer on Death Deed, Transfer
Aug 2, 2021Warranty Deed, Transfer · FHA Mortgage
FIRST UNITED BANK & TRUST CO
Sep 3, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2021 · Amount on File
Deed SaleAug 2, 2021 · Amount on File
Prior SaleOct 9, 2018 · Amount on File
Deed Document Number20214817
Deed Book / Page3529 / 81
Last Transfer DateJun 13, 2022
Transfer Doc0003624/58
Record UpdatedOct 29, 2026

June 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionPONTOTOC OK
Recording DateJun 28, 2022
Property Address1025 S CHERRY ST, ADA, OK 74820-8131
Document Number0003624/58
Book / Page3624 / 58
Instrument DateJun 13, 2022
InstrumentI-2022-003712
Transaction TypeTransfer
Record UpdatedFeb 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC OK
Recording DateAug 2, 2021
Property Address1025 S CHERRY ST, ADA, OK 74820-8131
Document Number3529/81
Book / Page3529 / 81
Instrument DateJul 30, 2021
Instrument2021-004817
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyHOME TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$131.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 S CHERRY ST, ADA, OK 74820-8131

Mortgage

Document Number2021004818
DateAug 2, 2021
Instrument2021-004818
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address1025 S CHERRY ST, ADA, OK 74820-8131
Transaction TypeMortgage
Record UpdatedSep 18, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3333/298
DateSep 3, 2019
Book Page3333/298
Instrument2019-004708
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressADA, OK 74820
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueSep 10, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1025 S Cherry St was $1,111, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityAda City
CountyPontotoc County
Unified School DistrictAda Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,001 (+3.08%) Land $1,500 Building $9,501$91,677 (+3.09%) Land $12,500 Building $79,177
2025$1,111.00 (+1.28%)$10,672 (-2.65%) Land $1,500 Building $9,172$88,933 (-3.81%) Land $12,500 Building $76,433
2024$1,097.00 (+1.86%)$10,962 (+5%) Land $1,500 Building $9,462$92,453 (+6.27%) Land $12,500 Building $79,953
2023$1,077.00$10,440 Land $1,500 Building $8,940$87,000 Land $12,500 Building $74,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1025 S Cherry St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2021–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1025 S Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Oklahoma
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA
serves 22,600 people · EPA ID OK2006201
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
360 Broadband
Fixed Wireless
400 / 50
Atlink Services
Fixed Wireless
100 / 20

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