1018 S Cherry St, Ada, OK 74820 Property Records

Pontotoc County property record for 1018 S Cherry St, Ada, OK 74820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,534 sqft · built 1960
Lot Size0.201 acres (8,775 sqft)
OwnerCompany Name on Record
Last Sale$67,500 (Jul 2021)
Tax Bill$930 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14681

Property Details

APN / Parcel Number

Primary APN14681
Alternative APN
  • 0290-00-000-013-0-003-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,534 sqft Living Area
1st Floor Area1,534 sqft

Exterior

Year BuiltBuilt 1960
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area8,775 sqft (0.201 acres)
Lot Dimensions135 ft deep x 65 ft wide

Exterior Amenities

PorchPorch
Porch Area98 sqft
Deck Area200 sqft
Patio Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number14681
Street Address1018 S CHERRY ST
CityADA
StateOK
Zip74820-8132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS/2 W/2 LOT 13 SOUTHSIDE ADDITION 1018 S. CHERRY
Legal Range06E
Legal Township03N
Legal Section04
Legal SubdivisionSOUTHSIDE -ADA SD- NW 4-3-6
Legal Lot Number13
JurisdictionPONTOTOC OK
Township / Civil DivisionADA
Census Block Group3
Census Block3002
Census Tract89300

Owner

Source: Pontotoc County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address49978 110TH ST, BYARS, OK 74831-7043
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS BANK OF ADA
Jul 6, 2021Warranty Deed, Transfer · Commercial Mortgage
CITIZENS BANK OF ADA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2021 · Amount on Record
Deed SaleJul 6, 2021 · Amount on Record
Deed Document Number0003519249
Deed Book / Page3519 / 249
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address1018 S CHERRY ST, ADA, OK 74820-8132
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address49978 110TH ST, BYARS, OK 74831-7043

Mortgage

Document Number003629/239
DateJul 18, 2022
Book Page3629/239
InstrumentI-2022-004136
Lender
NameCITIZENS BANK OF ADA
TypeBank
AddressADA, OK 74820
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJul 6, 2037

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC OK
Recording DateJul 6, 2021
Property Address1018 S CHERRY ST, ADA, OK 74820-8132
Document Number003519/249
Book / Page3519 / 249
Instrument DateJun 30, 2021
Instrument2021-004119
Transaction TypeTransfer
Record UpdatedAug 26, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$101.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49978 110TH ST, BYARS, OK 74831-7043

Mortgage

Document Number2021004120
DateJul 6, 2021
Instrument2021-004120
Lender
NameCITIZENS BANK OF ADA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityAda City
CountyPontotoc County
Unified School DistrictAda Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$930.00 (+1.31%)$8,931 (+5.01%) Land $1,229 Building $7,702$134,557 (-5.06%) Land $15,000 Building $119,557
2024$918.00 (+9.81%)$8,505 (+5%) Land $1,170 Building $7,335$141,732 (+109.97%) Land $15,000 Building $126,732
2023$836.00$8,100 Land $1,140 Building $6,960$67,500 Land $9,500 Building $58,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2021–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Oklahoma
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA
serves 22,600 people · EPA ID OK2006201
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
360 Broadband
Fixed Wireless
400 / 50
Atlink Services
Fixed Wireless
100 / 20

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