Sherburne County property record for 1106 Riverside Dr SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.151 acres (6,586 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,544 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-403-0140 |
| Primary APN | 85-403-0140 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,586 sqft (0.151 acres) |
|---|
| Account Number | 42676 |
|---|---|
| Street Address | 1106 RIVERSIDE DR SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | CLARKES SUBDIVSION |
| Legal Lot Number | 14 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 31500 |
1106 Riverside Dr SE is owned and occupied by two individuals who acquired it in November 2009.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1106 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ST CLOUD FCU |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ST CLOUD FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2009 |
| Deed Sale | Nov 10, 2009 |
| Deed Document Number | 200979533 |
| Prior Transfer Date | Nov 2, 2009 |
| Prior Transfer Doc | 0000079533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1106 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000845907 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 845907 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1106 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000880164 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 880164 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Sep 25, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1106 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000907884 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 907884 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 48 Months |
| Due | Dec 16, 2024 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1106 Riverside Dr SE was $3,544 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,900 (+4.22%) Land $40,000 Building $233,900 | $273,900 (+4.22%) Land $40,000 Building $233,900 | |
| 2025 | $3,544.00 | $262,800 Land $40,000 Building $222,800 | $262,800 Land $40,000 Building $222,800 |
| 2023 | $3,132.00 | $262,800 Land $70,000 Building $192,800 | |
| 2021 | $262,800 Land $70,000 Building $192,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1106 Riverside Dr SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1106 Riverside Dr SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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