Sherburne County property record for 1034 Riverside Dr SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.162 acres (7,065 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Aug 2004) |
| Tax Bill | $5,172 (2025) |
| Deeds & Mortgages | Sep 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-403-0160 |
| Primary APN | 85-403-0160 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,065 sqft (0.162 acres) |
|---|
| Account Number | 42678 |
|---|---|
| Street Address | 1034 RIVERSIDE DR SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 OF CLARKS SUBD OF THE N1/2 OF BLK A OF WAITE'S ADDN TO EAST ST. CLOUD, ACCORDING TO PLAT AND SURVEY THEREOF ON FILE IN |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | CLARKES SUBDIVSION |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 31500 |
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1034 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2004 · Amount on Record |
| Deed Sale | Aug 25, 2004 · Amount on Record |
| Prior Sale | Jan 26, 1999 · Amount on Record |
| Deed Document Number | 200465729 |
| Last Transfer Date | Nov 22, 2017 |
| Transfer Doc | 0000848606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1034 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1653 |
| Document Number | 0000905157 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1034 RIVERSIDE DR SE ST CLOUD MN 563041653, ST CLOUD, MN 56304-1653 |
| Document Number | 0000905157 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 905157 |
| Name | LIBERTY BK MN |
|---|---|
| Address | ST CLOUD, MN 56301 |
| Term | 60 Months |
|---|---|
| Due | Nov 12, 2025 |
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,700 (+4.46%) Land $40,000 Building $341,700 | $381,700 (+4.46%) Land $40,000 Building $341,700 | |
| 2025 | $5,172.00 (+17.6%) | $365,400 (-) Land $40,000 Building $325,400 | $365,400 (-) Land $40,000 Building $325,400 |
| 2023 | $4,398.00 | $365,400 Land $70,000 Building $295,400 | |
| 2021 | $365,400 Land $70,000 Building $295,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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