Sherburne County property record for 1130 Riverside Dr SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.136 acres (5,927 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,222 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jul 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-404-0175 |
| Primary APN | 85-404-0175 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,927 sqft (0.136 acres) |
|---|
| Account Number | 42698 |
|---|---|
| Street Address | 1130 RIVERSIDE DR SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17, BLK 1 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | RIVER PARK TERRACE |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 31500 |
1130 Riverside Dr SE is owned and occupied by two individuals.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1130 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Affidavit, Transfer |
| Jul 26, 2022 | Intrafamily Transfer, Transfer |
| Jul 26, 2022 | Transfer on Death Deed, Transfer |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RESULTS MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Aug 31, 2026 |
| Property Address | 1130 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1654 |
| Document Number | 0001002526 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 20261002526 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1130 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1654 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jul 26, 2022 |
| Property Address | 1130 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1654 |
| Document Number | 0000946006 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 946006 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1130 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1654 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jul 26, 2022 |
| Property Address | 1130 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1654 |
| Document Number | 0000946032 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 946032 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1130 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1654 |
| Document Number | 0000879655 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 1130 RIVERSIDE DR SE ST CLOUD MN 563041654, ST CLOUD, MN 56304-1654 |
| Document Number | 0000879655 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 879655 |
| Name | RESULTS MORTGAGE LLC |
|---|---|
| Type | Bank |
| Address | EDINA, MN 55435 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 2, 2034 |
The 2025 property tax bill for 1130 Riverside Dr SE was $5,222 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,900 (+4.45%) Land $40,000 Building $344,900 | $384,900 (+4.45%) Land $40,000 Building $344,900 | |
| 2025 | $5,222.00 | $368,500 Land $40,000 Building $328,500 | $368,500 Land $40,000 Building $328,500 |
| 2023 | $4,668.00 | $368,500 Land $70,000 Building $298,500 | |
| 2021 | $368,500 Land $70,000 Building $298,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1130 Riverside Dr SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1130 Riverside Dr SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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