1106 Gardner Dr, Franklin, TN 37064 Property Records

Williamson County property record for 1106 Gardner Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,805 sqft · built 1976
Lot Size	0.832 acres (36,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Oct 2020)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`089H-A-004.00-000`

Property Details

APN / Parcel Number

Primary APN	`089H-A-004.00-000`
Alternative APNs	`094089H A 00400` `226229`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,805 sqft Living Area
Gross Area	2,455 sqft
1st Floor Area	1,805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,240 sqft (0.832 acres)
Lot Dimensions	240 ft deep x 151 ft wide
Garage Type	Attached
Garage Area	650 sqft
Driveway	Driveway

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	328 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1106 GARDNER DR
City	FRANKLIN
State	TN
Zip	37064-6712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD GARDNER EST PB 4 PG 85 LOT 0011
Legal Subdivision	GARDNER EST
Legal Lot Number	0011
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	1
Census Block	1015
Census Tract	50907

Owner

Source: Williamson County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1106 GARDNER DR, FRANKLIN, TN 37064-6712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 6, 2020	Warranty Deed, Transfer CONCORD TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	202055703
Deed Book / Page	8225 / 630
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Recording Date	May 19, 2026
Property Address	1106 GARDNER DR, FRANKLIN, TN 37064-6712
Document Number	0000017629
Book / Page	10029 / 171
Instrument Date	Apr 24, 2026
Instrument	202617629
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 GARDNER DR, FRANKLIN, TN 37064-6712
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017629,
Date	May 19, 2026
Book Page	10029/171
Instrument	202617629

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 6, 2020
Property Address	1106 GARDNER DR, FRANKLIN, TN 37064-6712
Document Number	0082250630
Book / Page	008225 / 000630
Instrument Date	Oct 5, 2020
Instrument	55703
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	CONCORD TITLE

Transaction

Amount	Amount Recorded
Tax	$1,573.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1106 GARDNER DR FRANKLIN TN 370646712, FRANKLIN, TN 37064-6712

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,846.00 (-35.77%)	$186,375 (+76.24%) Land $112,500 Building $73,875	$745,500 (+76.24%) Land $450,000 Building $295,500
2024	$5,988.00 (+108.06%)
2023	$2,878.00	$105,750 (-) Land $37,500 Building $68,250	$423,000 (-) Land $150,000 Building $273,000
2022	$2,878.00	$105,750 Land $37,500 Building $68,250	$423,000 Land $150,000 Building $273,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: United Communications.

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