1102 Gardner Dr, Franklin, TN 37064 Property Records

Williamson County property record for 1102 Gardner Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,848 sqft · built 1977
Lot Size	0.832 acres (36,270 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jul 2020)
Tax Bill	$4,139 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094089H A 00200`

Property Details

APN / Parcel Number

Primary APN	`094089H A 00200`

Interior

Full Baths	1.5 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	36,270 sqft (0.832 acres)
Lot Dimensions	234 ft deep x 155 ft wide
Garage Type	Attached
Garage Area	525 sqft

Exterior Amenities

Porch	Porch
Porch Area	688 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1102 GARDNER DR
City	FRANKLIN
State	TN
Zip	37064-6712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD GARDNER EST PB 4 PG 85 LOT 0009
Legal Subdivision	GARDNER EST
Legal Lot Number	9 155
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	1
Census Block	1015
Census Tract	50907

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1102 GARDNER DR, FRANKLIN, TN 37064-6712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Deed Document Number	20037848
Deed Book / Page	8103 / 671
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jul 23, 2020
Property Address	1102 GARDNER DR, FRANKLIN, TN 37064-6712
Document Number	0081030671
Book / Page	008103 / 000671
Instrument Date	Jul 21, 2020
Instrument	37848
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	PREMIER ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,499.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1102 GARDNER DR FRANKLIN TN 370646712, FRANKLIN, TN 37064-6712

Mortgage

Document Number	81030673
Date	Jul 23, 2020
Book Page	008103/000673
Instrument	37849

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,139.00 (-35.95%)	$200,625 (+75.76%) Land $112,500 Building $88,125	$802,500 (+75.76%) Land $450,000 Building $352,500
2024	$6,462.00 (+108.05%)
2023	$3,106.00	$114,150 (-) Land $37,500 Building $76,650	$456,600 (-) Land $150,000 Building $306,600
2022	$3,106.00	$114,150 Land $37,500 Building $76,650	$456,600 Land $150,000 Building $306,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: United Communications.

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