1104 Gardner Dr, Franklin, TN 37064 Property Records

Williamson County property record for 1104 Gardner Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,615 sqft · built 1974
Lot Size	0.843 acres (36,735 sqft)
Owner	2 Owner Names on File
Last Sale	$151,000 (Dec 1999)
Tax Bill	$4,384 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094089H A 00300`

Property Details

APN / Parcel Number

Primary APN	`094089H A 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,615 sqft Living Area
1st Floor Area	2,615 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	36,735 sqft (0.843 acres)
Lot Dimensions	237 ft deep x 155 ft wide
Garage Type	Attached
Garage Area	675 sqft

Exterior Amenities

Porch	Porch
Porch Area	480 sqft
Patio Area	176 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1104 GARDNER DR
City	FRANKLIN
State	TN
Zip	37064-6712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD GARDNER EST PB 4 PG 85 LOT 0010
Legal Subdivision	GARDNER EST
Legal Lot Number	10 155
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	1
Census Block	1015
Census Tract	50907

Owner

The current owner of 1104 Gardner Dr bought it in December 1999.

Source: Williamson County records, as of December 22, 2025

Owner of Record	2 Owner Names on File
Mailing Address	1104 GARDNER DR, FRANKLIN, TN 37064-6712
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 1999 · Amount on File
Deed Sale	Dec 28, 1999 · Amount on File
Prior Sale	Jul 30, 1996 · Amount on File
Deed Document Number	352810
Deed Book / Page	1941 / 0948
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	1104 GARDNER DR, FRANKLIN, TN 37064-6712
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085660618
Date	May 20, 2021
Book Page	8566/618
Instrument	21031178

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 1104 Gardner Dr was $4,384, down 39.5% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,384.00 (-39.53%)	$212,450 Land $112,500 Building $99,950	$849,800 Land $450,000 Building $399,800
2024	$7,250.00 (+108.09%)
2023	$3,484.00	$128,025 (-) Land $37,500 Building $90,525	$512,100 (-) Land $150,000 Building $362,100
2022	$3,484.00	$128,025 Land $37,500 Building $90,525	$512,100 Land $150,000 Building $362,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 Gardner Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Gardner Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: United Communications.

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